Risks and informality in owner-occupied shared housing: to let, or not to let?

ADUs and the Just City: How additional dwelling units can shape urban environments toward equitable outcomes in Canadian cities

“…Adding a unit to an existing residential property has the potential to make the mortgage more manageable if the costs of construction (through financing) are less than what that property owner could charge in rent. In essence, this produces a "mortgage helper" wherein the costs of owning a home are subsidized by this additional unit, therefore assisting in the repayment of the mortgage and ongoing maintenance (Mendez, 2018;Alam et al, 2021). There is research to suggest that property owners are more likely to charge below market rent when it is a known family member renting the unit (Patterson and Harris, 2017;Salvador, 2017Salvador, , 2020, with estimates from approximately 20-25% of the units being rented below market rate (Palmeri, 2014;Salvador, 2017) to up to 50% cheaper than the primary units depending on its legal status (Harris and Kinsella, 2017).…”

“…. Alam et al, 2021). Transitioning quickly to strict regulatory oversight could result in the removal of large amounts of units, which is why some cities have adopted formal policies allowing non-conforming units that are deemed to not be unsafe, but may not conform to zoning bylaws (Mendez, 2017).…”

“…Additionally, ADUs can fall into the category of shared housing for racialized, immigrant households, highlighting an arrangement that goes beyond economic rationality. In this instance, ADUs meet a social need of connection through accessible housing, that also assists with home ownership, the dominant cultural predisposition of Western cities (Alam et al, 2021). Similarly, ADUs confront narratives of ethnocentric nuclear family structures, as secondary suites are a housing solution for multigenerational family living that supports stronger social outcomes (Goodbrand et al, 2017).…”

Implications of the Job Creation Act in the Implementation of Public Housing Development Permits

“…Law Number 1 of 2022 concerning Regional Central Financial Relations article 87 paragraph (1) states that the types and objects of retribution consist of Retiribusi General Services, Business Services Retibustion, and Certain Licensing Levy. One of the types of permit granting services that are the object of certain permit levies includes Building Approvals.…”

“…The rapidly increasing housing gap is caused by the weakening of housing policy structures under neoliberalism and housing finance (Raynor & Whitzman, 2021). Government intervention is highly challenged in many countries dominated by neoliberal paradigms (Galster & Lee, 2021), (Alam et al, 2022), coupled with the new challenges since the Covid 19 pandemic worldwide, the implications for substantial socioeconomic effects (Galster & Lee, 2020), (Recio & Shafique, 2022). However, problems in the housing development sector include licensing.…”