Retirement Satisfaction in the Rural Elderly

Dorfman, Lorraine T.; Kohout, Frank J.; Heckert, D. Alex

doi:10.1177/0164027585007004005

Cited by 39 publications

(42 citation statements)

References 33 publications

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“…It is popularly believed that retirement has a negative association with health (Crimmins, Saito & Reynolds, 1997;Reynolds, Crimmins, & Saito, 1998). In fact, many studies have shown that retirees who have been retired longer have a tendency to report more health problems than workers and retirees with less time in retirement, (e.g., Dorfman, Kohout, & Heckert, 1985;Rohwedder & Willis, 2010). This is especially the case for people who regard retirement as a stressful event, since this attitude could have psycho-social consequences such as depression and anxiety (Dave, Rashard & Spasojevic, 2008;Holmes & Rahe, 1967;Minkler, 1981;Nuttman-Shwarz, 2004).…”

Section: Consequences Of Retirementmentioning

confidence: 99%

The Roles of Leisure Attitudes and Self-Efficacy on Attitudes Toward Retirement Among Retirees: A Sense of Coherence Theory Approach

2018

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Retirement has become a common phenomenon in our society. However, it still is a major life transition especially to older adults, since it affects their lives in many ways.Antonovsky (1987) asserted that coping well with such a significant transition depends on sense of coherence (SOC), or how we view the situation/world. While diverse resources could determine SOC, the relationships between SOC and leisure related resources have been overlooked. Therefore, this study explored the roles of leisure attitudes and leisure self-efficacy on attitudes toward retirement using SOC theory. Moreover, it examined how retirement decision (retired voluntarily or forcedly) influenced the relationships among the main factors.In this study, a total of 423 respondents who are aged between 55 and 75, retired from their primary career and now residing in Illinois State were recruited through an on-line survey venue. The respondents were asked to complete the on-line questionnaire including the questions related to demographic information, leisure attitudes (LA), leisure self-efficacy (LSE), sense of coherence (SOC) and attitudes toward retirement (ATR). The data was analyzed employing structural equation modeling (SEM) and an Independent T-Test using both SPSS and AMOS software.The results showed that leisure variables (i.e., LA and LSE) were substantial resources for the respondents' SOC and ultimately contributed to a positive ATR. Moreover, SOC played a partial mediator role between leisure variables and ATR, which indicates that it is a prominent determinant of ATR. Lastly, voluntary retirees showed (statistically?) significantly higher scores on all the main factors and were more likely to utilize leisure sources actively than forced retirees. This study contributes to the SOC and leisure literature as it expands SOC theory by applying it to different population and context. Moreover, it confirmed the possible relationship iii between SOC and ATR, the reliabilities and validities of the main factors as well as their components. Furthermore, this study not only sheds the light on the importance of leisure in retirement, but also highlights the necessity of promoting leisure-focused retirement planning programs.

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Section: Consequences Of Retirementmentioning

confidence: 99%

The Roles of Leisure Attitudes and Self-Efficacy on Attitudes Toward Retirement Among Retirees: A Sense of Coherence Theory Approach

2018

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“…Although the majority of the retirees cope well with retirement, poor adjusters consistently have emerged in studies conducted over the past 20 years in a number of developed countries (Braithwaite and Gibson, 1989). Studies done on satisfaction during retirement have found that important predictors of retirement satisfaction are quality of relationships and frequency of aid from confidants and relatives, involvement in organizations, and health and financial status (Dorfman et al, 1985). In particular, retirees with higher incomes or adequate finances reported being more satisfied with life in retirement (Crowley, 1986; Dorfman, 1992; Palmore, Fillenbaum, and George, 1984).…”

Section: Literature Reviewmentioning

confidence: 99%

University‐Provided Retirement Planning Support and Retiree Financial Satisfaction During Retirement: Differences by Gender, Job Classification, and Planning Behavior

Power¹,

Hira²

2004

Risk Manage Insurance Review

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Sound financial planning and financial advice is necessary to achieve retirement income adequacy. The shift from defined benefit to defined contribution pension plans and the recent bankruptcy of Enron Corporation underscore the importance of managing retirement accumulation and liquidation risks. This study analyzes the effectiveness and adequacy of institutional-provided information and advice on employees' retirement planning decisions and their satisfaction with financial resources during retirement. Results suggest that retirement planning should begin earlier in an employee's career and that employer-provided retirement information and advice is a highly valued service. Gender, planning practices, job classification, and age are all significant predictors of satisfaction with financial resources during retirement. Targeting women and union employees with retirement information and advice that focuses on allocating contributions using a balanced portfolio approach should result in significant increases in satisfaction with financial resources during retirement. Regulatory objectives should focus on reducing retirement accumulation and liquidation risks, improving the delivery of professional financial advice to plan participants, and expanding qualified retirement plan choice for all labor force participants. To encourage employer participation in employee retirement planning, employers acting in "good faith" should be federally protected from liability for providing retirement planning information and advice to employees.

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“…People who have managed to work until old age pension in good health show more positive life experiences in retirement than do those without these advantages (Dorfman 1995(Dorfman , 1985Kim and Moen 2001;McGoldrick and Cooper 1994;Mein et al 2003;Hyde et al 2004;Smith and Moen 2004;Pinquart and Schindler 2007). People who leave the labour market involuntarily, on the other hand, compelled by push factors such as health problems or as a result of environmental or structural constraints, are less likely to perceive retirement in positive terms (Nordenmark and Stattin 2009).…”

Section: Introductionmentioning

confidence: 99%

Leaving the labour market: the impact of exit routes from employment to retirement on health and wellbeing in old age

2012

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The study analyses whether and to what degree specific routes into retirement affect older people, i.e. the relationship between heterogeneous exit patterns and post-retirement health and wellbeing. We used longitudinal data from two points in time; data related to were collected in 1993, 1994, 1995 and 1996 and data related to were collected in 2002 and 2003 ( = 589). We focused on older people (55+ at ) who were employed at and retired at . We used confirmative factor analysis to identify identical measures of health and wellbeing at both and . Hence, we were able to control for pre-retirement health and wellbeing when evaluating the effects of different exit routes. These routes were defined as dependence on incomes from sickness benefit, disability pension, part-time pension, unemployment insurance and active labour market programmes. Our initial structural equation model showed a clear relation between exit routes and post-retirement wellbeing. People who prior to retirement were pushed into social benefit programmes related to health and unemployment were significantly worse off as retirees, especially those with health-related benefits. However, these relationships disappeared once pre-retirement wellbeing was added to the model. Our main conclusion is that post-retirement wellbeing first and foremost is a consequence of accumulation of advantages and disadvantages during the life course. Both labour market exit routes and post-retirement wellbeing can be seen as outcomes of this process. There are no independent effects of the retirement process. Judging from our findings, there is no reason to believe that involvement in social security programmes allowing early retirement on health grounds has any additional negative consequences for health and wellbeing.

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Retirement Satisfaction in the Rural Elderly

Cited by 39 publications

References 33 publications

The Roles of Leisure Attitudes and Self-Efficacy on Attitudes Toward Retirement Among Retirees: A Sense of Coherence Theory Approach

The Roles of Leisure Attitudes and Self-Efficacy on Attitudes Toward Retirement Among Retirees: A Sense of Coherence Theory Approach

University‐Provided Retirement Planning Support and Retiree Financial Satisfaction During Retirement: Differences by Gender, Job Classification, and Planning Behavior

Leaving the labour market: the impact of exit routes from employment to retirement on health and wellbeing in old age

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