“…UB was often omitted in many UTAUT2 empirical studies (Abdul Rabu et al, 2019;Al-Azawei & Alowayr, 2020;Almahri et al, 2020;Arain et al, 2018;Arain et al, 2019;Bhimasta & Suprapto;de Moraes & Cabello, 2017;El-Masri & Tarhini, 2017;Faqih & Jaradat, 2021;Gengfu & Chotiyaputta, 2019;Gunawan et al, 2019;Jung & Lee;Kaur et al, 2021;Le et al, 2022;Meet et al, 2022;Mehta et al, 2019;Moorthy et al, 2019a;Moorthy et al, 2019b;Rudhumbu, 2022;Sharif et al, 2019;Xu et al, 2022). For studies that included UB as a construct, in most cases, findings revealed that FC was a predictor of UB (Ain et al, 2016;Ashraf et al, 2023;Cao & Nguyen, 2022;Goto & Munyai, 2022;Hu et al, 2020;Kalinkara & Talan, 2022;Musa et al, 2022;Nikolopoulou et al, 2020;Raman & Don, 2013;Tseng et al, 2019;b et al, 2020;Zhou et al, 2020;Zawain, 2019;Zawin & Haboobi, 2019).…”