A parameter-free and relativistic extension of the RuhrPot meson-baryon model is used to define the dominant isoscalar meson-exchange currents. We compute pp-bremsstrahlung observables below the π−production threshold using a relativistic hadronic current density that includes impulse, wave function re-orthonormalization, meson-recoil, NN creation and annihilation, ρπγ + ωπγ + ρηγ + ωηγ vector-meson decay and N∆γ(π, ρ) exchange currents. We obtain a good description of the available data. The N∆γ(π) current is shown to dominate the large two-body contributions and closed-form expressions for various non-relativistic approximations are analyzed. An experimental sensitivity to the admixture of pseudo-scalar and pseudo-vector admixture of the NNπ interaction is demonstrated. We examine the Lorentz invariance of the NN ⇀ ↽NN t-matrices and show a dominantly pseudo-vector NNπ coupling renders impulse approximation calculations without boost operators to be essentially exact. Conversely, a similar analysis of the ∆N ⇀ ↽NN transitions shows that boost operators and the two-body N ∆γ wave function re-orthonormalization meson-recoil currents are required in NN, ∆N and ∆∆ coupled channel t-matrix applications. The need for additional data is stressed.