Research on Precise Marketing Strategy of Commercial Bank against the Background of Internet Finance

Abstract

The traditional marketing methods haven't been able to satisfy the consumers' need in the increasingly fierce marketing competition. The precise marketing realized the implementation of customer flexible management by data mining, and then improved the marketing efficiency of the company. Based on the exploration of the related concepts and the deeply analysis of the influence of internet finance on the marketing of commercial banks, this paper puts forward the precise marketing strategy of commercial banks from four aspects, which include customer requirements analysis, market segmentation and position, marketing combination and marketing control and assessment. This paper also helps commercial bank marketing management transfer to the precise marketing and provides a new way of thinking for innovation and development. Only by considering the customers, markets, products, services and other elements in the context of internet finance and delivering products or services to customers differently, and establishing a differentiated brand image in the heart of the customer, can commercial banks win the competition or even lead the trend in the intelligent age.