In the research field of fiber-optic hydrophone, the performance of demodulation scheme is crucial. In this work, a phase-generated-carrier (PGC) demodulation scheme based on high-frequency sound source is proposed. Highfrequency acoustic signal from the external sound source is applied to the fiber-optic hydrophone to achieve phase modulation of the interference signal instead of the piezo-electrical transducer (PZT) or frequency-modulated laser. It possesses the merits of low system complexity and low cost. Through the acoustic detection experiment, we achieve demodulation of acoustic signal at frequency varying from 300 Hz to 800 Hz, and the signal-to-noise ratio (SNR) is higher than 45 dB. Furthermore, the proposed scheme is successfully applied to time division multiplexing (TDM) experiment.