Relationship between financial inclusion, monetary policy and financial stability: An analysis in high financial development and low financial development countries

Oanh, Tran Thi Kim; Van, Le Thi Thuy; Dinh, Le Quoc

doi:10.1016/j.heliyon.2023.e16647

Cited by 11 publications

(5 citation statements)

References 31 publications

Supporting

Mentioning

Contrasting

Order By: Relevance

“…Target inklusi keuangan tertuju kepada masyarakat tanpa kepemilikan rekening bank yang dihadapkan dengan hambatan dari lembaga keuangan formal (perbankan) seperti, kurangnya lembaga keuangan formal (perbankan) terdekat, biaya pembuatan rekening yang tidak murah dan persyaratan dokumentasi yang tidak mudah, serta proses pencairan dana usaha yang terhitung cukup lama (Xi et al, 2023). Dengan adanya literasi keuangan yang baik disertai kesadaran dalam penggunaan produk pada lembaga non-perbankan salah satunya lembaga fintech, akan mengurangi tingkat hambatan dari lembaga keuangan perbankan sehingga mendukung peningkatan (Oanh et al, 2023). Ketersediaan/akses, penggunaan, kualitas, dan kesejahteraan menjadi indikator pengukur inklusi keuangan.…”

Section: Inklusi Keuanganunclassified

Pengaruh Literasi Keuangan, Inklusi Keuangan Dan Teknologi Finansial (Fintech) Terhadap Keberlanjutan UMKM Di Kota Semarang

Kisin,

Setyahuni

2024

Jebma

View full text Add to dashboard Cite

Keberlanjutan usaha merupakan kemampuan pelaku usaha dalam bertahan pada setiap keadaan ekonomi yang dapat dilihat dari literasi keuangan dan adanya peningkatan kompetitif serta peningkatan penggunaan layanan jasa keuangan non-formal khususnya pada teknologi finansial (fintech). Penelitian ini bertujuan untuk menguji lebih lanjut terkait dengan faktor-faktor yang mempengaruhi keberlanjutan UMKM. Penelitian ini menggunakan metode kuantitatif dengan teknik purposive sampling. Populasi dan sampel pada penelitian ini adalah pelaku UMKM aktif yang menggunakan layanan teknologi finansial (fintech) sebanyak 60 UMKM. Metode pengumpulan data penelitian dengan penyebaran kuesioner. Teknik analisis yang digunakan adalah analisis uji validitas, uji reliabilitas, uji normalitas, dan regresi linear berganda yang diolah dengan SmartPLS versi 3.2.9. Hasil penelitian menunjukan bahwa literasi keuangan dan inklusi keuangan berpengaruh positif terhadap keberlanjutan UMKM, sedangkan teknologi finansial tidak berpengaruh positif terhadap keberlanjutan UMKM.

show abstract

Section: Inklusi Keuanganunclassified

Pengaruh Literasi Keuangan, Inklusi Keuangan Dan Teknologi Finansial (Fintech) Terhadap Keberlanjutan UMKM Di Kota Semarang

Kisin,

Setyahuni

2024

Jebma

View full text Add to dashboard Cite

show abstract

“…In terms of research scope: Oanh et al (2023) reveals that FI varies depending on the level of financial development. Specifically, the level of FI in HFDCs is more extensive than LFDCs, leading to different impacts of FI on sustainable development outcomes.…”

Section: Review Of Previous Researchmentioning

confidence: 99%

“…Besides, a new finding in the study by Oanh et al (2023) reveals that FI varies depending on the level of financial development. Specifically, the level of FI in high financial development countries (HFDCs) is more extensive than in low financial development countries (LFDCs), leading to different impacts of FI on sustainable development outcomes.…”

mentioning

confidence: 93%

“…Specifically, the level of FI in high financial development countries (HFDCs) is more extensive than in low financial development countries (LFDCs), leading to different impacts of FI on sustainable development outcomes. Therefore, based on Oanh et al (2023), we undertake this study within the scope of two groups of countries, LFDCs and HFDCs, to compare the differences in the drivers of sustainable development between these two groups of nations. Subsequently, appropriate recommendations are provided based on these comparisons.…”

mentioning

confidence: 99%

See 1 more Smart Citation

Sustainable development: Driving force from the relationship between finance inclusion, green finance and green growth

Oanh

2023

Sustainable Development

Self Cite

View full text Add to dashboard Cite

This paper studies sustainable development and its driving force—the linkage between financial inclusion, green finance and green growth in 14 low financial development countries (LFDCs) and 11 high financial development countries (HFDCs) from 2005 to 2019. Bayesian regression results show that when green finance is not taken into account, the probabilities that green GDP growth positively impacts sustainable development in HFDCs and LFDCs are 58.31% and 61.06%, respectively. The probability that financial inclusion positively impacts sustainable development in HFDCs is 88.34% and it is 100% in LFDCs. The interaction between green finance and financial inclusion positively impacts sustainable development in both groups of countries. In addition, this article also provides evidence that the rate of urbanization and trade openness positively affect sustainable development. In contrast, the rate of inflation and the population growth rate impact sustainable development negatively.

show abstract

“…Taking stock of how far a company has come may be inspiring for those working to increase their total assets. (Tran Thi Kim Oanh, Le Thi Thuy Van, 2023). When finances are stable, fraud in financial statements is less likely to occur.…”

Section: Financial Stabilitymentioning

confidence: 99%

The Detection of Fraud : How Do Financial Stability and Financial Distress Affect Fraudulent Financial Reports?

Nurul,

Fitria

2023

j. inf. perpajak. akunt. keuang. n.a.

View full text Add to dashboard Cite

The rise of financial statement fraud is currently the basis for research conducted. Companies often use financial statement fraud schemes. These show how important it is to check on a business' health often and take corrective measures if necessary. Falsifying financial accounts is a common practice among businesses to give the impression that everything is fine when it is not. The purpose of this study is to estimate and analyze how financial stability and financial distress impact financial statement fraud. The investigation will encompass all manufacturing businesses listed on the Indonesia Stock Exchange between 2020 and 2022. Based on the results of the purposive sampling method, We used a sample size of 35 companies for the study, which equates to about 105 sample data will be observed for three years, from 2020 to 2022. After that, multiple linear regression is used to analyze the data. This study contributes to the increasing body of data indicating the incidence of fraudulent accounting is not the same in times of economic boom and bust. This research shows that financial stability has not a deleterious effect on the likelihood of financial statement fraud and financial distress significantly and positively affects financial statement fraud.. The implication to the research, it is crucial for businesses to adopt preventive measures and to ascertain early on whether they are healthy or not in order to avoid making false financial statements.

show abstract

Relationship between financial inclusion, monetary policy and financial stability: An analysis in high financial development and low financial development countries

Cited by 11 publications

References 31 publications

Pengaruh Literasi Keuangan, Inklusi Keuangan Dan Teknologi Finansial (Fintech) Terhadap Keberlanjutan UMKM Di Kota Semarang

Pengaruh Literasi Keuangan, Inklusi Keuangan Dan Teknologi Finansial (Fintech) Terhadap Keberlanjutan UMKM Di Kota Semarang

Sustainable development: Driving force from the relationship between finance inclusion, green finance and green growth

The Detection of Fraud : How Do Financial Stability and Financial Distress Affect Fraudulent Financial Reports?

Contact Info

Product

Resources

About