Rating of Indian commercial banks: A DEA approach

Saha, Asish; Ravisankar, T.S.

doi:10.1016/s0377-2217(99)00167-8

Cited by 149 publications

(109 citation statements)

References 8 publications

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“…The latest framework is known as "Narasimhan Committee (1991)" (Saha & Ravisankar, 2000). In 1996, the committee addressed the globalization issue in their policy implication and decided as "to chart a program of banking sector reforms necessary to strengthen Indian's banking system and make it internationally competitive…."…”

Section: Overview Of Indian Private Sector Banksmentioning

confidence: 99%

“…(Narasimhan Committee, 1996, p. 261). The performance and efficiency of banking sector can easily be traced from the market perception of premium charged by the banks and their involvement in public issues (Saha & Ravisankar, 2000). However, the Indian banking sector is over saturated by the public banks and hence the efficiency analysis of the private sector banks is essential to examine banks' performance in a restricted and highly regulated condition.…”

Section: Overview Of Indian Private Sector Banksmentioning

confidence: 99%

“…Earlier studies have mostly concentrated on ratio analysis and panel data (Chen & Yeh, 1998;Ray, 2007). In recent bank related studies, the nonparametric study of data envelopment analysis is found as heavily condensed and popular (Min & Smyth, 2014;Paradi et al, 2011;Saha & Ravisankar, 2000). The prominence of private sector banks in an economy is enormous for a number of reasons.…”

Section: Literature Reviewmentioning

confidence: 99%

“…Efficiency analysis of Indian private sector banks is the arduous research field since India has ensured its economic growth, financial exposure and deregulation in foreign ownership (Saha & Ravisankar, 2000). The effect from globalization introduces a good number of foreign ownership in the private sector banks in India and as a consequence, the second most important contributor of Indian financial system is now the private sector banks (Min & Smyth, 2014;Sufian & Habibullah, 2012).…”

Section: Introductionmentioning

confidence: 99%

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Measuring the Efficiency of Private Sector Banks: Evidence from India

Rahman¹,

Azad²

2015

IJBM

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This study examines the profitability of Indian private sector banks using a non-parametric test namely Data Envelopment Analysis (DEA). The study uses Malmquist total factor productivity to examine the shift (inward or outward) of banks' efficiency frontier during the study period 2011-2013. Only secondary data has been used from the Bankscope database for this study. In this study, emphasis has been given on consolidating the efficiency of Indian private sector banks which is much more expected to the management point of view than the profitability. This study uses three input variables and three output variables to measure bank efficiency. The specific findings of this research shows that the private sector of Indian banks did not achieve progress in all respect during the study period, the banks with higher loan loss reserve and large liquidity reserve have been found as the most regressed banks, and the banks with higher progress have diversified the profit successfully from both interest and not-interest income. The limitations and policy implications of this study have been presented. The scope of future studies has also been addressed.

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Section: Overview Of Indian Private Sector Banksmentioning

confidence: 99%

Section: Overview Of Indian Private Sector Banksmentioning

confidence: 99%

Section: Literature Reviewmentioning

confidence: 99%

Section: Introductionmentioning

confidence: 99%

See 2 more Smart Citations

Measuring the Efficiency of Private Sector Banks: Evidence from India

Rahman¹,

Azad²

2015

IJBM

View full text Add to dashboard Cite

show abstract

“…In contrast, the intermediation approach treated banks as an intermediary, transferring financial assets from the surplus units to the deficit units. Among the studies that followed this approach includes Charnes et al (1990), Humphrey (1991), Wheelock andWilson (1995b), Miller and Noulas (1996), Haslem and Scheraga (1999) and Saha and Ravisankar (2000), to name a few. Latly, there is another modern approach which mix up the To gauge for technological innovation, the input vectors employed in this study covered the number of branches, number of staff, number of ATM machines, number of cash deposit machine, number of cheque deposit machine, number of cheque scan machine, and number of passbook update machine.…”

Section: Dea Efficiency Studies On Malaysian Banksmentioning

confidence: 99%