“…Thus, diverse race/ethnic groups not only vary in their SES (Navarro, 1991(Navarro, , 1990(Navarro, , 1989) but also how their SES turns to health outcomes Assari, Preiser, & Kelly, 2018). As a result, it is "race/ethnicity and SES" not "race/ethnicity or SES" that generates racial and ethnic health disparities (Navarro, 1991(Navarro, , 1990(Navarro, , 1989 Although high education and income reduces exposure to risk factors overall (Lunau, Siegrist, Dragano, & Wahrendorf, 2015;Hackman, Gallop, Evans, & Farah, 2015), Blacks and Hispanics with high education and income report high level of environmental risk factors such as stress , discrimination , and active and passive exposure to tobacco smoke (Assari & Mistry, 2018;Assari & Bazargan, 2009;Assari, Mistry, & Bazargan, 2020). That is, the very same SES indicators, such as educational attainment and income, show stronger impact on lowering Whites' than Blacks' and Hispanics' environmental risk exposures, highly educated Blacks and…”