Quantum Computing

Bharti, Manisha; Garg, Tanvika

doi:10.1002/9781119777465.ch4

Cited by 1 publication

(1 citation statement)

References 9 publications

Supporting

Mentioning

Contrasting

Order By: Relevance

“…However, the emergence of quantum poses a serious risk to user authentication for online banking. The term "quantum" refers to the use of quantum computers, which are technological tools that can carry out calculations based on quantum physics concepts like superposition and entanglement [128]. Some issues could be solved by quantum computers far more quickly than by traditional computers.…”

Section: Challenges Facing Online Banking User Authenticationmentioning

confidence: 99%

Online Banking User Authentication Methods: A Systematic Literature Review

Karim,

Khashan,

Kanaker

et al. 2024

IEEE Access

View full text Add to dashboard Cite

Online banking has become increasingly popular in recent years, making it a target for cyberattacks. Banks have implemented various user authentication methods to protect their customers' online accounts. This paper reviews the state-of-the-art user authentication methods used in online banking and potential cyber threats. This paper starts by exploring different user authentication methods, such as knowledge-based authentication (KBA), biometrics-based authentication (BBA), possession-based authentication (PBA), and other methods. The advantages and disadvantages of each user authentication method are then discussed. Furthermore, the paper discusses the various cyber threats that can compromise user authentication for online banking systems, such as malware attacks, social engineering, phishing attacks, man-in-the-middle (MiTM) attacks, denial of service (DoS) attacks, session hijacking, weak passwords, keyloggers, SQL injection, and replay attacks. Also, the paper explores the user authentication methods used by popular banks, which can provide insights into best practices for safeguarding online banking accounts and future user authentication methods in online banking and cyber threats. It states that the increasing use of BBA, two-factor authentication (2FA), and multi-factor authentication (MFA) will help improve the security of online banking systems. However, the paper also warns that new cyber challenges will emerge, and banks need to be vigilant in protecting their customers' online banking accounts.

show abstract

Section: Challenges Facing Online Banking User Authenticationmentioning

confidence: 99%