Quantitative approach to impact analysis of microfinance programmes in Bangladesh—what have we learned?

Khalily, M. A. Baqui

doi:10.1002/jid.1081

Cited by 50 publications

(52 citation statements)

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“…These findings are consistent with prior research, suggesting that household incomes play a significant role in the performance and growth of women owned micro and small businesses (Allen et al, 2006). Specifically, studies on micro-credit impact assessment have indicated that the growth of women owned enterprises supported by micro credit depends on household conditions (income) and other household endowments (Khalily, 2004). Our results have also established that while household income is positively correlated with enterprise profitability (r = 0.450, p <.01), it is negatively correlated with loan size (r = -0.290, p <0.01) (Table 3).…”

Section: Discussionsupporting

confidence: 67%

Survival, Growth Strategies and Performance of Women Owned Micro and Small Businesses in Tanzania

Tundui¹,

Tundui²

2012

IJBM

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This study examines the impact of survival and growth strategies adopted by the women micro and small business on performance of their enterprises. The data used in this study were obtained through a survey of 221 microcredit borrowers from PRIDE Microfinance program in Tanzania. The study uses logistic regression analysis to analyse the data. Study results have shown that among the growth strategies adopted by the owners, non-separation of business resources from household resources and ownership of multiple enterprises have a positive effect on enterprise profitability, while the use of unpaid family labour has a negative effect on enterprise profitability. Of the studied household and individual level variables, only household income; and business skills had a positive effect on enterprise performance. Taken together, these results suggest that intermingling of household and business resources; and household incomes were more important in the performance of women enterprises that are supported by microcredit.

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Section: Discussionsupporting

confidence: 67%

Survival, Growth Strategies and Performance of Women Owned Micro and Small Businesses in Tanzania

Tundui¹,

Tundui²

2012

IJBM

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“…In cases in Malaysia, Bolivia, and Bangladesh, microfinance was found to be an effective tool for increasing income, assets, and spending Chana and Mazanah 2011;Mosley 2001). Another study by Khalily (2004) in Bangladesh found positive impacts to poverty, income change, consumption expenditures, net worth, asset accumulation, and education. Mawa (2008) further noted that while some problems existed, microfinance was able to make meaningful contributions to poverty alleviation, and concluded that institutions need to look more seriously at the diversified needs of the poor and target the extremely poor.…”

Section: Assessing the Role Of Microfinance On Poverty Alleviationmentioning

confidence: 98%

The role of Islamic microfinance in poverty alleviation and environmental awareness in Pasuruan, East Java, Indonesia

Effendi¹

2013

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“…There is a wider acceptability of the notion that assess to microcredit by women in Bangladesh can bring about change in their socioeconomic situation (Khalily, 2004). After the introduction of micro credit, the women borrowers in Bangladesh got the chance to be income earning members of their families and this gave them higher authority with regards to purchasing power (Kohinur, 2007).…”

Section: Change In Purchasing Capacitymentioning

confidence: 99%

Microcredit Could Influence Empowerment of Women. A Quantitative Study in Chittagong, Bangladesh

Tabassum

Singh

2018

International Journal of Asian Social Science

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Article HistoryThis paper will explore some of the ways in which microcredit have improved the empowerment of women in Chittagong, Bangladesh in terms of change in annual family income, change in health conditions change in decision-making ability and change in purchasing capacity. This was a quantitative research and using a survey method. Data was collected from a sample of 113 borrowers of microcredit loans. The AMOS software developed for analyzing the Structure Equation Modeling (SEM) and SPSS was used. The findings revealed that decision making capacity and family income have a significant impact towards empowerment of women. The findings supported the results from some earlier studies and also bring out several new ideas such as the importance of family income. The findings have significantly contributed to the advancement of knowledge in the empowerment of women borrowers in Chittagong, Bangladesh. The implications were in the areas of encouraging poor women to increase their self-esteem and self-worth, and thereby empower them. It is recommended that microcredit lending be continued and suitable policies and legislation be implemented to ensure successful implementation. The results of this study will add to the current body of knowledge as well as assist in creating foundational solutions to ensure successful outcomes arising from microcredit loans in Bangladesh.Contribution/ Originality: The paper's primary contribution is finding that decision making capacity and change in family income of rural women have a significant impact on empowerment of women in Bangladesh. This paper argues that despite the inconsistencies in research, microcredit can be a useful empowerment tool and still continues to play a vital role in Bangladesh.

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Quantitative approach to impact analysis of microfinance programmes in Bangladesh—what have we learned?

Cited by 50 publications

References 10 publications

Survival, Growth Strategies and Performance of Women Owned Micro and Small Businesses in Tanzania

Survival, Growth Strategies and Performance of Women Owned Micro and Small Businesses in Tanzania

The role of Islamic microfinance in poverty alleviation and environmental awareness in Pasuruan, East Java, Indonesia

Microcredit Could Influence Empowerment of Women. A Quantitative Study in Chittagong, Bangladesh

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