Psychometric properties of a hurricane coping self‐efficacy measure

Benight, Charles C.; Ironson, Gail; Durham, Robert L.

doi:10.1023/a:1024792913301

Cited by 71 publications

(52 citation statements)

References 9 publications

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“…Habitual avoidance prevents individuals with low financial self-efficacy from having to cope with stressors (Roth & Cohen, 1986). In a disaster setting, higher self-efficacy led to fewer intrusive thoughts and avoidance behavior (Benight et al, 1999). We find that while all categories of participants had at least occasional instances of intrusive thoughts about purchasing hedonic items, mindless participants were the most likely to be avoidant.…”

Section: Level 1: Mindlessness and Avoidancementioning

confidence: 64%

“…Regulation of moods, most often up-regulating bad moods, helps individuals manage their emotions so that their internal affective states are relatively stable (Carver & Scheier, 2003). Negative mood states are more likely to emerge when individuals have low self-efficacy (Benight, Ironson, & Durham, 1999). Negative mood states increase the desire to improve moods and lead to searches for possible ways to relieve distress (Kavanagh at al., 2005).…”

Section: Emotion Repairmentioning

confidence: 99%

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Temptation's itch: Mindlessness, acceptance, and mindfulness in a debt management program

Celsi

Nelson

Dellande

et al. 2017

Journal of Business Research

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This study examines the experience of temptation through the accounts of consumers who have entered a debt management plan (DMP). During 12 weeks, participants reported weekly temptations. The results are consistent with socio-cognitive theory; participants with higher selfefficacy are better able to manage their emotions, resist justifications connected with entitlement, and perceive their difficult circumstances as providing them the opportunity to develop new financial skills and an improved financial identity. The results show that DMP consumers engage in three patterns of responses to temptation that vary in degree of self-efficacy: mindlessness, acceptance, and mindfulness. The highest level of self-efficacy and success in the DMP is associated with mindfulness, as these participants feel pride when they "work the program" and resist temptation. 1 IntroductionEvery year, millions of consumers in the United States seek out credit counseling in an attempt to dig themselves out of debt and repair their credit scores (National Foundation forCredit Counseling [NFCC], 2015). Approximately one-third of those are counseled to enroll in a debt management plan (DMP). 1 To avoid bankruptcy, consumers in a DMP work with counselors to design budgets so that their unsecured credit card debts can be paid off in three to five years. Clients who can live within a tight budget can successfully pay off their debts by the end of the program. Yet, despite providing clients with financial education and information in an introductory seminar, along with one-on-one credit counseling that includes co-creating a workable budget, DMPs have limited ability to create lasting behavior change. Maintaining a reduced budget after engaging in a lifestyle of over-spending is a challenging experience.Industry statistics (see footnote 1) and recent research (Brown, Link, & Staten, 2012) suggest that the overwhelming majority of DMP clients ultimately fail.The underlying phenomenon-consumer debt-is a long-standing problem that research views through the lenses of three different streams. The first perspective comes from research on consumer financial decision-making, which primarily examines the role of education and information in improving spending and saving decisions (Fernandes, Lynch, & Netemeyer, 2014;Richins, 2011). The second perspective, self-regulation theory, addresses consumer domains in which behavioral change might be necessary-for example, weight loss and gambling. In selfregulation theory, willpower, goal setting, and self-monitoring are necessary to prevent selfcontrol failures (Baumeister, 2002 2 that fuel the tension between giving into and resisting financial temptation (Belk, Ger, & Askegaard, 2003;Bernthal, Crockett, & Rose, 2005;Peñaloza & Barnhart, 2011). Collectively, research suggests that educational, psychological, and institutional factors influence how consumers pay off their debts. However, none of these approaches provides an integrative approach to addressing consumer indebtedness or offers integrative...

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Section: Level 1: Mindlessness and Avoidancementioning

confidence: 64%

Section: Emotion Repairmentioning

confidence: 99%

Temptation's itch: Mindlessness, acceptance, and mindfulness in a debt management program

Celsi

Nelson

Dellande

et al. 2017

Journal of Business Research

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“…Hurricane Coping Self-Efficacy The Hurricane Coping Self-Efficacy scale (HCSE; Benight et al 1999a) is a 7-item questionnaire that specifically measures coping selfefficacy following the experience of a hurricane. Various situations related to dealing with a hurricane are presented and participants are asked to rate their ability to handle each situation on a 7-point Likert-type scale.…”

Section: Methodsmentioning

confidence: 99%

“…Various situations related to dealing with a hurricane are presented and participants are asked to rate their ability to handle each situation on a 7-point Likert-type scale. Initial measures of convergent and divergent validity indicate that the measure has sound psychometric properties (Benight et al 1999a). Cronbach's alpha for the current sample was .94.…”

Section: Methodsmentioning

confidence: 99%

The Effects of Hurricane Katrina on Females with a Pre-Existing Fear of Storms

et al. 2010

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The purpose of this study was to determine the effects of Hurricane Katrina on those with preexisting storm fear. Participants were divided into two groups, those with a fear of storms and control participants with no reported fears of any specific stimuli. Differences were examined on measures of exposure to and distress from trauma, fear, coping self-efficacy, and demographic variables. The participants were 62 female undergraduate college students who completed an online survey examining the effects of Hurricane Katrina. Despite no differences in the overall occurrence of trauma between the two groups, storm-fearful participants reported significantly more overall distress from their exposure when compared to the non-fearful participants. Those with storm-fears also reported significantly poorer coping self-efficacy following the storm than those who were not fearful. Overall, individuals with a fear of storms reported experiencing greater psychological impact and poorer coping self-efficacy from the same degree of storm exposure.Hurricane Katrina presented the people living in the southern gulf coast region with multiple challenges and stressors during the summer of 2005. While empirical research has been conducted on traumatic responses to natural disasters, and on Curr Psychol (

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“…The perception of one's own and the internal dialogues that take place after a traumatic event are predictors of satisfactory psychological results or not. 33 Internal dialogues of self-pity, abandonment, self-victimization and self-depreciation can highlight negative emotions associated to the traumatic memory and exacerbate psychological suffering. People who cultivate internal dialogues of bravery, trying to modify present positively, overcome psychological traumas more easily.…”

Section: Resilience and Predisposition To Psychological Traumamentioning

confidence: 99%

Promovendo resiliência em vítimas de trauma psicológico

Peres

Mercante

Nasello

2005

Rev. psiquiatr. Rio Gd. Sul

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A exposição a eventos estressores e violentos ocorre com relativa freqüência em grande parte da população. A busca pela compreensão das respostas ao trauma está voltada também para a contribuição dos fatores da personalidade. A maneira como os indivíduos processam o evento estressor é crítica para a determinação ou não do trauma. O encéfalo não armazena propriamente registros factuais, mas traços de informações que serão usados para recriar memórias, as quais nem sempre expressam um retrato completamente fidedigno da experiência passada. Sempre que um evento traumático é recordado, este pode submeter-se a mudanças cognitivas e emocionais. Postulamos que os psicoterapeutas devem trabalhar, além do evento traumático em si, os diálogos internos que mantêm a relação patológica com o episódio passado. A exposição imaginária e a reestruturação cognitiva podem auxiliar as vítimas de experiências traumáticas a evoluir a partir de suas experiências negativas, com o desenvolvimento de diálogos internos saudáveis e resilientes.

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Psychometric properties of a hurricane coping self‐efficacy measure

Cited by 71 publications

References 9 publications

Temptation's itch: Mindlessness, acceptance, and mindfulness in a debt management program

Temptation's itch: Mindlessness, acceptance, and mindfulness in a debt management program

The Effects of Hurricane Katrina on Females with a Pre-Existing Fear of Storms

Promovendo resiliência em vítimas de trauma psicológico

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