Prospects of Technological Advancements in Banking Sector Using Mobile Banking and Position of India

Harma, Mahesh K.; Dubey, Ritvik

doi:10.1109/iacsit-sc.2009.13

Cited by 14 publications

(17 citation statements)

References 2 publications

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“…Consequently, welleducated individuals may respond more quickly than less educated individuals when e-banking is introduced [18]. Harma and Dubey [22] reported that customers who are less educated are significantly more opposed to banking innovations than others with higher educational attainment. In another study conducted by Sulaiman, Jaafar and Mohezar [23] in Malaysia, it was found that only 2.9% of the respondents who have secondary education and below are adopters of e-banking, while 75% of the respondents have high level of education (university level).…”

Section: Customers' Educational Attainmentsmentioning

confidence: 99%

An Investigation of the Effects of Customer's Educational Attainment on their Adoption of E-banking in Nigeria

Oyeleye¹,

Sanni²,

Shittu³

2015

J Internet Bank Commer

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The study aimed at investigating the effects of customers' educational attainment on their adoption of e-banking in Nigeria and adopted the extension of technology adoption model (TAM) by adding customers' educational attainment to it. The researcher used primary data collected through administered structured questionnaire. The researcher employed the SPSS (16.0) for descriptive statistical analysis and the Structural Equation Model (SEM) as statistical test

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Section: Customers' Educational Attainmentsmentioning

confidence: 99%

An Investigation of the Effects of Customer's Educational Attainment on their Adoption of E-banking in Nigeria

Oyeleye¹,

Sanni²,

Shittu³

2015

J Internet Bank Commer

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“…;Sulaiman, Jaafar, and Mohezar (2007);Harma and Dubey (2009); and Alafeef, Singh, and Ahmad (2011) validated importance of age and gender role in IS research.…”

mentioning

confidence: 96%

An Empirical Investigation on Mobile Banking Service Adoption in Rural Karnataka

Kishore

Sequeira

2016

SAGE Open

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Government of India (GOI) initialized financial inclusion campaign to quell exclusion. The campaign did not gain expected progress. Government employed technologies to speed up the process. Among banking technologies, mobile banking appeared as a possible solution for financial exclusion with wide mobile phone coverage. Inputs on rural people's intention toward technologies for effective financial inclusion were essential. Technology adoption factors, performance expectancy, effort expectancy, social influence, attitude, perceived risk, and behavioral intention (BI), were short listed after literature review. Factors were subjected to reliability, exploratory factor analysis (EFA), multiple regression, and interaction analysis. Rural provinces in Karnataka state were surveyed. We used mixed sampling technique to reach 959 samples. Multiple regression-interaction analysis revealed age and gender moderated attitude's path toward BI.

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“…The authors also remark that during the emerging years of mobile banking it was the most important distribution and communications channel for retail banking. Further analysis on the impact of mobile banking also supports the projected growth in service take-up as the channel matures [6]. The authors also remark on the importance of using the mobile channel for marketing and customer retention.…”

Section: Related Workmentioning

confidence: 94%

A Multi-Channel System Architecture for Banking

Pavlovski¹

2013

IJCSEA

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Prospects of Technological Advancements in Banking Sector Using Mobile Banking and Position of India

Cited by 14 publications

References 2 publications

An Investigation of the Effects of Customer's Educational Attainment on their Adoption of E-banking in Nigeria

An Investigation of the Effects of Customer's Educational Attainment on their Adoption of E-banking in Nigeria

An Empirical Investigation on Mobile Banking Service Adoption in Rural Karnataka

A Multi-Channel System Architecture for Banking

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