Prospects of Introducing Innovations in Personal Insurance on the Example of Foreign Countries

Tretiak, D.

doi:10.17721/1728-2667.2017/194-5/8

BTSNUKE

2017

DOI: 10.17721/1728-2667.2017/194-5/8

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Prospects of Introducing Innovations in Personal Insurance on the Example of Foreign Countries

D. Tretiak¹

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2020

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“…financial, technological, organisational etc. The problems focused on by Ukrainian researchers are as follows: place and role of innovations among the driving forces of the Ukrainian insurance market (Goryslavets, 2013;Denisenko & Korgun, 2015); difficulties around the development of new insurance products against the background of immature insurance culture in place in post-Soviet societies (Puriy, 2018), specific aspects of the development of high-technological innovative insurance products as exemplified by the number of Ukrainian companies (Zavoloka, Kolesnik & Silina, 2018); analysis of how to use best practices of innovative insurance business in Ukraine in the area of personal insurance (Tretiak, 2017), vehicle insurance (Salaychuk, 2017) and tourism (Okhrimenko, 2005).…”

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confidence: 99%

Innovative Activities within Ukrainian Insurance Companies

Starostina

Pikus

Kravchenko

2020

MMI

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The purpose of this research is to identify the role of innovations in overcoming the problems arising out of activities within insurance companies. Against the background of fluctuating marketing environment and high level of business risks, the staff of insurance companies is in high demand of scientifically substantiated recommendations on the very innovations which could bring business processes to a more increased efficiency level. The research of innovative activities within insurance companies in this paper is done using the following logical sequence: the place of innovations in the deployment of 4 Industrial Revolutions and their role in the modern insurance business (within Ukraine and abroad) about its fundamental and subsidiary business processes is displayed; common problems of national insurance companies and selected risk factors varying in terms of customer market (B2B or B2C), experience and foreign capital participation are described; the most practical innovative solutions for mitigation of identified risks in activities within insurance companies are suggested. The research presents the results of the sample survey of 52 insurance companies. The survey focused on hypotheses relating to as follows: threats to the business environment of insurance companies; directions for employment of innovations to develop insurance companies’ business; differences in assessment of threats to business environment; differences in opportunities and directions of innovations. ІВМ SPSS 20 software was used for processing of the data obtained. The following research methods were used to analyze the data: frequency distribution of variables, cross-tabulation, and nonparametric tests of variables. The research confirms that from 51.5 to 77 % of Ukrainian insurance companies are faced with some difficulties in their performance. The risk factors being the most relevant for insurance companies are the low paying capacity of customers at the insurance market (1st place), high competition (2nd place), imperfect legislation (3rd place). The research identified the following significant problems associated with the company's internal environment: lacking a definite strategic business development plan (1st place), problems involving qualified staff (2nd place), and problems with the interaction of structural units (3rd place). The research empirically lends support to specific directions of putting into practice and nature of innovations necessary for countering specific threats in their activities. Research findings can be of some practical value for improved efficiency of business processes both for Ukrainian and foreign insurance companies operating under the conditions of ever-changing factors of the business environment. Keywords: insurance companies, innovations, business processes, В2С market, В2В market.

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confidence: 99%

Innovative Activities within Ukrainian Insurance Companies

Starostina

Pikus

Kravchenko

2020

MMI

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Analysis of Providing Emergency Care to Patients with Myocardial Infarction without ST Segment Elevation

Сідь

Kulbachuk

2020

Family Medicine

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SI «Zaporizhzhia medical academy of post-graduate education Ministry of health of Ukraine»A high mortality rate due to acute myocardial infarction (AMI) stimulates the analysis of the quality of emergency medical care at the prehospital stage. Firstly, an analysis of the reasons for the treatment of patients with AMI to general practitioners is necessary. Secondly, the quality of the provision of medical services by general practitioners is one of the criteria for the effectiveness of the implementation of patient management protocols, which requires a systematic analysis and relevant studies. The objective: to analyze the provision of emergency medical care to patients with acute myocardial infarction without ST segment elevation (NSTEMI) when they seek medical care. Materials and methods. The referral routes for hospitalization of patients with acute coronary syndrome and clinical manifestations were analyzed among 280 patients with STEMI and 91 patients with NSTEMI. The assessment of treatment tactics in patients with NSTEMI was carried out in the following paragraphs of the emergency medical care protocol: determination of blood saturation, ensuring reliable venous access, administration of nitroglycerin in aerosol (1-2 doses or 0,4-0,8 mg), use of acetylsalicylic acid (ASA) after chewing 160-325 mg, the use of clopidogrel 300 mg orally; the appointment of β-blocker; narcotic analgesic; anticoagulant. Statistical data processing was carried out using non-parametric criterion χ 2 . Results. Appeals to primary health care centers were significantly more frequent in patients with NSTEMI, due to the clinical course of the disease. Conclusion. At the stage of medical care by general practitioners, only the appointment of acetylsalicylic acid met the criteria for the implementation of the protocol for the provision of emergency medical care to patients with NSTEMI.

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Analysis of Providing Emergency Care to Patients with Myocardial Infarction without ST Segment Elevation

Сідь

Kulbachuk

2020

FMEP

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дЗ «Запорізька медична академія післядипломної освіти мОЗ України» Високий рівень летальності при гострому інфаркті міокарда (ГІм) стимулює до аналізу якості надання екстреної медичної допомоги (емд) на догоспітальному етапі. По-перше, необхідний аналіз причин звернення хворих на ГІм до сімейної амбулаторії. По-друге, якість надання медичних послуг лікарями загальної практики є одним із критеріїв ефективності впровадження протоколів з ведення пацієнтів, що потребує систематичного аналізу та проведення відповідних досліджень. Мета дослідження: аналіз надання екстреної медичної допомоги хворим на ГІм без елевації сегмента ST (NSTEMI) при їхньому звернені по медичну допомогу. Матеріали та методи. Шляхи направлення на госпіталізацію хворих на гострий коронарний синдром та клінічні прояви були проаналізовані у 280 пацієнтів зі STEMI та 91 хворого з NSTEMI. Оцінювання лікувальної тактики у пацієнтів із NSTEMI проводили за наступними пунктами протоколу емд: визначення сатурації крові, забезпечення надійного венозного доступу, призначення нітрогліцерину в аерозолі (1-2 дози або 0,4-0,8 мг), застосування ацетилсаліцилової кислоти (АСК) в дозе 160-325 мг, застосування клопідогрелю 300 мг всередину, призначення β-адреноблокатору, наркотичного аналгетика та антикоагулянту. Статистичне оброблення даних проводили з використанням непараметричного критерію χ 2. Результати. Звернення до центрів первинної медико-санітарної допомоги (ЦПмСд) було достовірно більш частим у пацієнтів із NSTEMI, що обумовлено клінічним перебігом захворювання. Заключення. На етапі центрів первинної медико-санітарної допомоги достовірно якісним було виконання протоколу надання екстреної медичної допомоги пацієнтам з NSTEMI лише за пунктом призначення ацетилсаліцилової кислоти. Ключові слова: гострий інфаркт міокарда, NSTEMI, екстрена медична допомога, первинна медико-санітарна допомога. Analysis of providing emergency care to patients with myocardial infarction without ST segment elevation E.V. Sid', O.S. Kulbachuk A high mortality rate due to acute myocardial infarction (AMI) stimulates the analysis of the quality of emergency medical care at the prehospital stage. Firstly, an analysis of the reasons for the treatment of patients with AMI to general practitioners is necessary. Secondly, the quality of the provision of medical services by general practitioners is one of the criteria for the effectiveness of the implementation of patient management protocols, which requires a systematic analysis and relevant studies. The objective: to analyze the provision of emergency medical care to patients with acute myocardial infarction without ST segment elevation (NSTEMI) when they seek medical care. Materials and methods. The referral routes for hospitalization of patients with acute coronary syndrome and clinical manifestations were analyzed among 280 patients with STEMI and 91 patients with NSTEMI. The assessment of treatment tactics in patients with NSTEMI was carried out in the following paragraphs of the emergency medical care protocol: determination of bloo...

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Prospects of Introducing Innovations in Personal Insurance on the Example of Foreign Countries

Cited by 3 publications

References 2 publications

Innovative Activities within Ukrainian Insurance Companies

Innovative Activities within Ukrainian Insurance Companies

Analysis of Providing Emergency Care to Patients with Myocardial Infarction without ST Segment Elevation

Analysis of Providing Emergency Care to Patients with Myocardial Infarction without ST Segment Elevation

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