Property Insurance in Agriculture on the Example of Dobrcz Commune

Abstract

The purpose of the study was an analysis of non-life insurance in agriculture on the example of the Dobrcz municipality. The studies were performed in March 2017. 40 randomly selected people participated in the study. Buying up compulsory and voluntary insurance has been analyzed. The purpose of executed study was also to show the most frequently chosen insurance companies and their offer. The study allowed to diagnose the level of farmers’ satisfaction with chosen insurance. Compulsory and voluntary non-life insurance bring with them certain advantages. It’s seen by farmers, who increasingly buy voluntary insurance in addiction to compulsory insurance. This was also the case in the studied municipality in which compulsory insurance is used by 100% of participants, whereas voluntary insurance by 40%. Awareness of insurance using farmers is increasing, because they know, that in case of the occurrence of an undesirable occurrence, they have certain backup and source of cash. This in turn is associated with the satisfaction of participants with the services of insurance companies.