Productive Zakat on Sharia Perspective and Regulation in Indonesia

Abstract

<jats:p>This paper describes the review of productive zakat in sharia and regulatory perspectives. This research uses library research methods by reviewing and collecting the results of previous studies that are in line with the theme of this study. The results of this study indicate that productive zakat in sharia perspective is allowed to improve the economic life of the mustahiq and meet the needs in worshiping Allah SWT. While productive zakat from a regulatory perspective in Indonesia is at the macro, meso, and micro levels.The authenticity of this study is permissible and productive zakat. A new aspect of this research is conducting a study with two discussions namely the sharia perspective and regulatory perspective in Indonesia.</jats:p>

Analysis of the Effectiveness of Zakat Distribution at the Amil Zakat Institution Initiative Zakat Indonesia (LAZ IZI)

“…A literature study [41] includes research where the object of study in the literature. Literature stud (Anjar Wanto, 2019:39); [25] conducted to complement the necessary knowledge and theory in this study. The purpose of the literature study [42] is to find references and theories or propositions that support and relate to this research theme.…”

“…ZIS and DSKL funds that are distributed to distribution programs are expected to be able to cover all the needs of the people and the interests of the community [24], meet daily needs [25], [26], dihabiskan untuk kebutuhan rumah tangga [27], be spent on household needs [28], meet the basic needs of mustahiq [29].…”

The Concept of Safe Zakat Management According to the Provisions of the Prevailing Laws and Regulations in Indonesia

“…Zakat utilization is a form of optimal use of zakat without reducing its value and usefulness in the form of productive business so that it is effective in achieving general benefits. [25] Zakat can be used for productive business in the context of handling the poor and improving the quality of the people. The utilization of zakat for productive business as referred to is carried out if the basic needs of Mustahik have been met; comply with sharia provisions; generate economic added value for mustahik; and Mustahik is domiciled in the working area of the zakat management institution.…”

Optimizing Disbursement of Zakat Funds for Asnaf Entrepreneurs

“…(Al-Qardawi 2000; Shiyuti and Al-Habshi 2019) Therefore, according to Zalikha (2016), the distribution of productive zakat is allowed Zalikha's study (2016) concluded that productive zakat is allowed to improve the economic life of the mustahiq. Therefore, it is hoped that, with the process of economic transformation, according to the opinion of E. S. Bahri et al (2020), asnaf entrepreneurs can meet basic needs and worship Allah SWT well. Thus, the need for mustahiq to include material and spiritual dimensions can be met.…”