Private Voluntary Health Insurance: Market in Poland and Determinants of Demand—Review of Literature

Śliwiński, Adam; Borkowska, I

doi:10.1007/978-3-030-39927-6_11

Cited by 4 publications

(8 citation statements)

References 17 publications

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“…We proceed to the discussion of the results of this analysis. Firstly, the findings are aligned with previous studies concerning the importance of income and education 11,14,17–20 . The higher the income and the better educated the individuals, the greater the likelihood of having VPHI.…”

Section: Discussionsupporting

confidence: 85%

“…The explanatory factors include demographic and socioeconomic determinants, specifically gender, age, education, income, marital status, employment status, as well as other characteristics. 11,14,[17][18][19][20] In general, we can say that the likelihood of purchasing VPHI increases with age, income, education, employment, and living in urban areas.…”

Section: Demand Determinants For Voluntary Private Health Insurancementioning

confidence: 99%

“…Firstly, the findings are aligned with previous studies concerning the importance of income and education. 11,14,[17][18][19][20] The higher the income and the better educated the individuals, the greater the likelihood of having VPHI. Concerning age, we found that the older the individual, the less likely they are to have private voluntary health insurance.…”

Section: Interpretation Of Findingsmentioning

confidence: 99%

“…The factors explaining the demand for VPHI are well discussed in the literature. While some authors 16 focussed on the demand for insurance in general, others 1,17,18 have looked at the demand for VPHI and reviewed the determinants for buying it. The explanatory factors include demographic and socioeconomic determinants, specifically gender, age, education, income, marital status, employment status, as well as other characteristics 11,14,17–20 .…”

Section: Introductionmentioning

confidence: 99%

“…While some authors 16 focussed on the demand for insurance in general, others 1,17,18 have looked at the demand for VPHI and reviewed the determinants for buying it. The explanatory factors include demographic and socioeconomic determinants, specifically gender, age, education, income, marital status, employment status, as well as other characteristics 11,14,17–20 . In general, we can say that the likelihood of purchasing VPHI increases with age, income, education, employment, and living in urban areas.…”

Section: Introductionmentioning

confidence: 99%

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Voluntary private health insurance demand by Portuguese seniors before the COVID‐19 pandemic

Tavares

2022

Health Planning & Management

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Aims: The Portuguese health system is mainly described as a National Health Service (NHS), but it also has some Bismarckian features. On top of these two layers of health insurance coverage, there is a market for voluntary private health insurance (VPHI). Usually, seniors are not eligible for this type of health insurance and this may serve as a complement or supplement to the NHS. The purpose of this work is to identify the main factors associated with holding a VPHI policy among seniors before the COVID-19 pandemic. Material and Methods: We use data collected by theNational Health Survey of 2019/20 and estimate a multivariate logistic regression. Results:The main findings show that VPHI may be bought by seniors as a facilitator to access health care, either specialised or dental care. While oral health is not covered by the NHS, specialist care is only available after referral by a gatekeeper and requires a long waiting time to be scheduled.Results show that people who had an appointment with a dentist or a specialist in the last 12 months are more likely to have a VPHI policy. Additionally, it was found that people benefiting from occupation-based insurance schemes are less likely to buy private health insurance. Conclusion:The current Portuguese health system organization based on different layers of health protection raises some issues concerning equity to health care access by seniors.

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Section: Discussionsupporting

confidence: 85%