“…Importantly, this study uses previous literatures in bank marketing, business and industrial marketing, business to business marketing, business research, consumer research, economic psychology, hospitality management, information systems, Islamic marketing, management, marketing, professional service marketing, quality and service sciences, retailing, service industry, service industry management, services marketing, service quality, social and humanistic sciences, strategic marketing, tourism management, tourism research, travel and tourism marketing, and work and organizational psychology (e.g., Pugh et al, 1983;Johnson & Fornell, 1991;Oliver, 1993;Rust & Zahorik, 1993;Hallowell, 1996;Soderlund, 1998;Andreassen, 2000;Dabholkar et al, 2000;Yelkur, 2000;Yeung & Ennew, 2000;Heung et al, 2002;Naser, 2002;Rust et al, 2002;Sureshchandar et al, 2002;Back & Parks, 2003;Hansemark & Albinsson, 2004;Hennig-Thurau, 2004;Lai, 2004;Stock, 2005;Yoon & Uysal, 2005;Gustaffsson et al, 2006;Gountas & Gountas, 2007;Luo & Homburg, 2007;Ekinci et al, 2008;Gillespie et al, 2008;Walsh et al, 2008;Brakus et al, 2009;Cater & Cater, 2009;Hu et al, 2009;Cronin et al, 2000;Orth et al, 2010;Awan et al, 2011;Nam at al., 2011;Torres & Tribo, 2011;AmyPoh et al, 2012;Evanschitzky et al, 2012;…”