Performance of deposit money banks and liquidity management in Nigeria

Otekunrin, Adegbola Olubukola; Fagboro, Gabriel Damilola; Nwanji, T. I.; Asamu, Festus; Ajiboye, B. O.; Falaye, Adebanjo Jospeh

doi:10.21511/bbs.14(3).2019.13

Cited by 14 publications

(4 citation statements)

References 12 publications

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“…Profitability is used in this study as a proxy for measuring company financial performance, similar to earlier studies. (Otekunrin et al, 2019;Otekunrin et al, 2020;Otekunrin et al, 2023). Numerous financial measures, such as return on equity (ROE) and return on sales (ROS), can be used to assess a company's profitability.…”

Section: Firm Performancementioning

confidence: 99%

Carbon Emission Disclosure and Financial Performance of Quoted Nigerian Financial Services Companies

Emmanuel,

Adenikinju,

Doorasamy

et al. 2023

IJEEP

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Countries and businesses all over the world are focusing on initiatives to safeguard the environment. The goal of stabilizing greenhouse gas concentrations at a level that would preclude harmful anthropogenic interaction with the climate system is a key topic of focus during numerous endeavours. This study examined the relationship between the financial performances of quoted Nigerian financial services companies and carbon emission disclosure. The study employed ex-post facto research design and secondary data from the annual report of quoted Nigerian financial services companies. Multiple regression analysis was on a panel data set. Results show the variable that significantly returns on equity are ‘other indirect emission’ disclosure -scope 3 (coefficient = 0.416 and probability = 0.087), firm size (coefficient = 0.191 and probability = 0.089), capital intensity (coefficient = 0.000149 and probability = 0.000) and growth (coefficient = -0.0258 and probability = 0.014). The impact of other indirect emission disclosure -scope 3 on return on equity is positive and statistically significant. Also, the result shows the variable that significantly influences the return on sales are ‘other indirect emission’ disclosure -scope 3(coefficient = 0.790 and probability =0.001), firm size (coefficient = -0.395 and probability = 0.053), capital intensity (coefficient =0.000194 and probability =0.001) and growth (coefficient = 0.0360 and probability = 0.073). It was discovered that other indirect emission disclosure – scope 3 has a positive and significant effect on financial performance (ROE and ROS). This study concluded that carbon emission disclosure significantly influences the return on equity of the selected quoted Nigerian financial services companies. Also, the study concluded that carbon emission disclosure significantly influences the return on sales of the selected quoted Nigerian financial services companies.

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Section: Firm Performancementioning

confidence: 99%

Carbon Emission Disclosure and Financial Performance of Quoted Nigerian Financial Services Companies

Emmanuel,

Adenikinju,

Doorasamy

et al. 2023

IJEEP

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“…Pada penelitian sebelumnya ada beberapa hasil penelitian yang menunjukkan inkonsistensi seperti penelitian oleh membuktikan jika kecukupan modal mampu dipengaruhi oleh kualitas aset namun membuktikan sebaliknyab [4], [5]. Penelitian oleh membuktikan jika likuiditas berpengaruh pada kecukupan modal namun penelitian lain membuktikan sebaliknya [6], [7].…”

Section: Pendahuluanunclassified

Non Performing Loan Memoderasi Pengaruh Kualitas Aset, Likuiditas, Rentabilitas Pada Kecukupan Modal

Afriani,

Yuliarini,

Inayati

2023

ekobistek

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This research aims to determine the influence of asset quality, liquidity and profitability on the capital adequacy ratio in multi-finance companies that have gone public and to determine the influence of asset quality, liquidity and profitability on the capital adequacy ratio with NPL as a moderating variable in multi-finance companies that have gone public. The location for this research is without visiting the location of the research object, but searching for financial report data by accessing the BEI website at http:// www.idx.co.id as well as on the website of every multi-finance company registered on the BEI for 2015-2021. All companies Multifinance companies on the IDX are the population used in this research in 2015-2021, with 19 companies, while the sample in this research was 15 companies with a research period of 7 years so that a sample of 105 samples was obtained. The results of this research show that asset quality has no significant effect on capital adequacy in multi-finance companies, Liquidity has a significant effect on capital adequacy in multi-finance companies, Profitability has no significant effect on capital adequacy, NPL moderates the effect of asset quality on capital adequacy in multi-finance companies, NPL moderates the influence of liquidity on capital adequacy in multi-finance companies, NPL does not moderate the effect of profitability on capital adequacy in multi-finance companies that go public.

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“…Performance has been measured using indicators such as profitability, market share and sales volume (Ogbuji & Zorbari-Nwitambu, 2017;Zorbari-Nwitambu, 2017). Otekunrin et al (2019) and Molyneux and Thornton (1992) in separate studies have maintained that the most viable measures of bank performance include return on assets (ROA) and return on equity (ROE). A study conducted by Flamini, McDonald, and Schumacher (2009) revealed that bank profits are high in Sub-Saharan Africa compared to other regions.…”

Section: Bank Performancementioning

confidence: 99%

Retail Banking and Bank Performance: Evidence from Nigeria

Biiranee¹

2021

IJEF

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This is a correlational research design that intended to examine the nexus between retail banking and financial performance of banks in Nigeria. The Panel Least Squares regression results aided the study in ascertaining the coefficient, standard error, t-statistic and probability. The tabulated ratios were exported to EViews 9.0 to run the panel regression. Data were collected and analyzed based on the annual reports available on the website of 16 banks listed on the Nigerian Stock Exchange as at 31st December 2018 out of the approved 22 commercial banks in Nigeria. The result of findings revealed that Size and Competition significantly impacted on bank performance with a probability of 0.0071 and 0.0178 respectively which is less than 5% degree of significance; and Loans and deposits relationships were all not significantly impacting on bank performance, as the probabilities for all variables were more than the acceptable 5% degree of significance. Based on the outcome of findings the following conclusions were drawn that; Size which is the natural logarithm of Total Assets and Competition which is the natural logarithm of Total Deposit is significantly responsible for bank performance in Nigeria. The study therefore recommended that professional bankers should continually focus on growth and expansion drive that will increase the size of the bank and enable the banks to compete nationally and internationally in order to drive profitability. Banks that want to experience optimum performance should focus more on policies that will attract huge retail deposit to the bank being that the savings component of the total deposit banks in Nigeria comes at a ridiculously cheap rate to the banks and banks loaned out these deposits at high margin.

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Performance of deposit money banks and liquidity management in Nigeria

Cited by 14 publications

References 12 publications

Carbon Emission Disclosure and Financial Performance of Quoted Nigerian Financial Services Companies

Carbon Emission Disclosure and Financial Performance of Quoted Nigerian Financial Services Companies

Non Performing Loan Memoderasi Pengaruh Kualitas Aset, Likuiditas, Rentabilitas Pada Kecukupan Modal

Retail Banking and Bank Performance: Evidence from Nigeria

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