“…Several studies in the literature have studied the financial needs of individuals concerning remarried households (Killian and Ferrell, 2006); older people (Ritch and Brennan, 2010); consumers' (Guo et al, 2013); married women (Mimura, 2014); survivors of intimate partner violence (Hetling et al, 2015); homelessness (Griffith et al, 2015); homelessness (Griffith et al, 2015); students' studying abroad (Whatley, 2017); female entrepreneur (Rita et al, 2017); psychiatric outpatients (Kealy et al, 2018); cancer survivors (Zheng et al, 2020); informal saving groups (Wambua and Wamuyu, 2020); mobile financial services (Saxena and Mokashi Punekar, 2020); household gender dynamics (Souza, 2021); retirees (Chambers et al, 2021); needs of the family of children with autism spectrum disorder (Khara et al, 2021); paid paternal need (Siregar et al, 2021); and policy surrender and loan activity (Cole and Fier, 2021). Other studies, such as Browning (2000), focused on the saving behavior of households and stated that the income distribution within the household influences the level of savings and time path of consumption.…”