Understanding household disaster risk perception is crucial to formulate and apply disaster risk reduction strategies. Using survey data from 300 households from three highly disaster-prone areas of the lower Teesta River basin in Bangladesh, this study explores households' risk perception of drought, earthquake, and ood at the local-level. The ordered probit regression model was applied to identify the factors in uencing household disaster risk perception. Most of the respondents perceived the likelihood of occurring drought, earthquake, and ood hazards on large-scale in the selected areas which cause negative impacts on their quality of life and nancial losses. They lacked knowledge on mitigation actions which makes them unable to control the devastating impacts of disasters. Econometric results show that households' age, gender, education, and income-generating sources had signi cantly in uenced the respondent's drought, earthquake, and ood risk perception (p < 0.01). Female participants perceived more risks, less knowledge on mitigations actions, and are less capable of controlling the hazards than their counterparts making them vulnerable group to the impacts of hazards. Urgent action is required to improve their socioeconomic conditions, to reduce the knowledge gap between male and female, as well as to improve the household's understanding of mitigation and preparedness for mitigating disaster risk.