Perbandingan Program Zakat Produktif antara BAZNAS dan LAZISMU Kota Surakarta

Abstract

This study aims to compare the productive zakat program between Baznas Surakarta City and Lazismu Surakarta City and to study the disadvantages and advantages of these zakat institutions in distributing productive zakat. This research uses descriptive qualitative research methods. Sources of data obtained by in-depth interviews with representatives of zakat and mustahik institutions. Sources of data obtained through literature related to productive zakat. The results of this study indicate that Baznas and Lazismu Surakarta City have differences between the distribution of productive zakat; mustahik criteria; muzakki criteria; zakat fund collection; distribution of zakat funds: and assistance to mustahik. The types of assistance given to the mustahik are both in the form of business capital and means of production. The productive zakat program run by the two zakat institutions has been very effective in helping and increasing the income of the previous mustahik, and some mustahik have become hypocrites. The difference between the two zakat institutions is based on the background of the establishment and the Standard Operating Procedure (SOP) of zakat institutions, so that it becomes the hallmark of the two institutions in the practice of productive zakat funds to mustahik; become a reference for muzakki to distribute their zakat; and guide mustahiks to choose zakat institutions that are suitable for their business.

Productive Zakat Distribution of Building Village Model to Increase Mustahiq Income

“…In addition, BAZNAS Karanganyar Regency is a religious organization/institution formed by the government that aims to improve the quality of the community classified as poor and other zakat Mustahiq in the fields of education, da'wah, health, economy and social humanity by maximizing the potential of Muslims, especially through zakat funds, infaq, sadaqah and waqf [42] The use of Zakat Iinfaq Sedekah (ZIS) funds from BAZNAS Karanganyar Regency as stated on its official website is carried out by implementing the following programs: (1) Karanganyar Peduli; (2) Karanganyar Sehat; (3) Smart Karanganyar; (4) Karanganyar Makmur; (5) Karanganyar Taqwa (BAZNAS Karanganyar Program, 2020). In point 4, there is a productive zakat program with an assisted village model called the Barokah Village Program which is located in the Language Tourism Village (KWB) [50], [51].…”

“…A study conducted by Yoghi regarding the application for zakat funds at a BAZNAS found as many as 4 respondents who expressed difficulties in the process of applying for loan funds or 10% of the total respondents [57]. Another study, also states that the mechanism for applying for business capital or means of production, namely in the preparation of proposals made by Mustahiq himself, although if he later finds difficulties in making, it will be assisted by the zakat institution [50].…”

Living Hadith of the Lazismu Movement and Its Influence on Indonesian Society

“…in East Java and Surakarta and has succeeded in helping the community's economy (Hakim et al, 2021). Qarḍ al-ḥasan as part of interest-free philanthropy aims to alleviate the problem of poverty on a humanitarian basis (Musari, 2019).…”

How Zakat Affects Economic Growth In Three Islamic Countries

“…Zakat is one of the third pillars of Islam, obliged to every muslim which has an impact on the economy (Hakim et al, 2021). These obligations must be paid so that the assets obtained are always circulated in productive ways.…”