Perbandingan Kinerja Keuangan Bank Devisa Dan Bank Non Devisa Di Indonesia

Abstract

This research is aimed at examining whether the foreign exchange banks perform better than non foreign exchange banks. The sample size of both bank categories are drawn almost evenly i.e. twenty fourth foreign exchange banks and twenty fifth non foreign exchange banks as they are listed in the Bank Indonesia for period of 2006 until 2010. The independent sample statistical t-test and U Mann Whitney test are used to examine the hypothesis. Almost all financial ratios as indictors’ bank performance disclose that foreign exchange banks surpass those non foreign exchange banks. The descriptive statistic of financial ratios may reflect the advantage of the former bank category such larger geographic coverage and superiority in management team. However, according inference statistical test came to conclusion that foreign exchange bank performs better significantly in lower operational risk and hence lower cost of fund respectively. The non foreign exchange bank category prove a better in capital adequacy ratio, however the foreign exchange bank category has superior absolute paid up capital. Keywords : financial performance, foreign exchange bank, non foreign exchange bank.

The Influence of Cost Leadership Strategy, Difference and Focus on the Performance of the Company at PT. Pwi

“…According to Febriyani and Zulfadin (2003), company performance is an important thing that must be achieved by every company anywhere, because performance is a reflection of the company's ability to manage and allocate its resources. Performance Assessment aims to determine the contribution of a part of the company to the organization of the company as a whole, provide a basis for assessing the quality of performance of internal managers in the company, and provide motivation for section managers in selling their parts in tune with the main objectives of the company's organization as a whole.…”