Peran Literasi Keuangan Dalam Meningkatkan Minat Penggunaan Mobile Banking

Yuhelmi, Yuhelmi; Trianita, Mery; Kamela, Ice; Rosha, Zeshasina

doi:10.55382/jurnalpustakamanajemen.v2i1.201

Cited by 3 publications

(5 citation statements)

References 10 publications

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“…Perkembangan teknologi dan digitalisasi mengalami perkembangan yang sangat pesat sehingga membuat banyak perubahan dalam kehidupan, dan menyebabkan para penyedia layanan terus mencari terobosan terbaru untuk dapat menjangkau konsumen mereka (Trianita et al, 2022). Kesesuaian gaya hidup merupakan penyelarasan berdasarkan nilai, pilihan, dan kepercayaan setiap individu terhadap kehidupannya.…”

Section: Pendahuluanunclassified

“…Minat seseorang dalam menggunakan aplikasi keuangan berbasis teknologi meningkat secara proporsional dengan tingkat literasi keuangannya. Hal itu dapat dibuktikan dengan hasil penelitian (Trianita et al, 2022) yang menjelaskan bahwa literasi keuangan berpengaruh positif terhadap minat dosen dalam menggunakan Mobil Banking.…”

Section: Pendahuluanunclassified

“…Generasi yang dikenal dengan sebutan Generasi Z yang lahir antara tahun 1996 hingga 2010 ini dikenal sering berinteraksi dengan dunia digital (Trianita et al, 2022). Selain karena Gen Z sering berinteraksi dengan dunia digital menurut (Kusnandar et al, 2022) faktor utama dalam preferensi Gen Z dalam menggunakan dompet digital adalah kesederhanaan prosesnya.…”

Section: Pendahuluanunclassified

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Analisis Pengaruh Literasi Keuangan, Kemudahan Penggunaan dan Gaya Hidup terhadap Minat Generasi Z dalam Menggunakan Dompet Digital (Go-Pay)

2023

jpek

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People's perceptions can shift from traditional (paper money) transactions to digital money transactions due to the conveniences and benefits of digital wallets. The purpose of this study is to ascertain whether Generation Z's interest in using a digital wallet (Go-Pay) is influenced by their lifestyle, financial literacy, and ease of use. A sample of respondents from the Z generation in the Bekasi Regency were used for the quantitative research method. A questionnaire was used for data collection. Accidental sampling was used, and the Lemeshow formula was used for the purposive sampling method. Validity, reliability, R-square, Stone-Geisser Q-square, and t tests are the analytical methods utilized. by making use of the tool for analysis known as PLS. This study found that Generation Z's interest in using the Go-Pay digital wallet application is not influenced by their level of financial literacy; rather, Generation Z's interest is influenced by their lifestyle and the ease of use of the application.

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Section: Pendahuluanunclassified

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Analisis Pengaruh Literasi Keuangan, Kemudahan Penggunaan dan Gaya Hidup terhadap Minat Generasi Z dalam Menggunakan Dompet Digital (Go-Pay)

2023

jpek

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“…Semakin tinggi tingkat literasi keuangan yang dimiliki oleh seseorang, semakin tinggi juga minat seseorang untuk menggunakan aplikasi keuangan yang berbasis teknologi. Hal tersebut dibuktikan dengan hasil penelitian (Yuhelmi et al, 2022) bahwa literasi keuangan berpengaruh positif terhadap minat dosen dalam menggunakan Mobil Banking. Sedangkan menurut (Seputri & Yafiz, 2022) Variabel literasi keuangan berpengaruh negatif dan tidak signifikan terhadap keputusan generasi Z menggunakan QRIS.…”

Section: Pendahuluanunclassified

Pengaruh Literasi Keuangan dan Kemudahan Bertransaksi Terhadap Minat Generasi Millenial Dalam Menggunakan Dompet Digital (ShopeePay)

Soleha,

Zulfa Zakiatul Hidayah

2022

arbitrase

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Along with the development of increasingly advanced times, society must be able to accept and adapt quickly. One of them is the presence of financial technology, in everyday life technological developments also occur in the financial sector. This study aims to determine the influence of financial literacy and ease of transactions on the millennial generation's interest in using digital wallets (Shopee Pay). The population in this study is the millennial generation community in West Java province. The sampling technique uses accidental sampling. Data analysis using Smart PLS softwere. The results showed that financial literacy had a significant positive effect on interest in use by 79.84% and ease of transaction had a significant positive effect on interest in use by 60.26%.

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“…A strong understanding of digital financial literacy is essential given that Indonesia has the largest potential digital economy in Southeast Asia (Yuhelmi et al, 2022). 49.68% of the population is financially literate, according to the 2022 National Financial Literacy Survey.…”

Section: Introductionmentioning

confidence: 99%

The Influence Of Financial Literacy, Lifestyle, Use Of M-Banking With A Utaut2 Approach On Financial Behavior

Mayangsari,

Safitri,

Hariyanto

2024

Ecombis. Rev. J. Ilm. Eco. and Bussines.

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This research aims to determine whether there is a connection between M-Banking usage, lifestyle factors, and financial literacy. With a positive data collection strategy and a sample size of 150 participants, this research applies an associative methodology. Participants must be Singkawang City residents, aged 17–50, and M-Banking app users in order to be considered for the study. Statistical methods are employed in the analysis, including the following: multiple linear regression, correlation and determination coefficient, simultaneous testing (F test), and partial testing (t test). The data is linear, has a normal distribution, and does not show signs of multicollinearity; these findings are confirmed by the standard assumption test. The variables are strongly associated with one another, as shown by the correlation value of 0.523. According to the coefficient of determination (R2), the variables that were included in this research accounted for 28% of the variance in financial behavior, while other unexplained factors influenced the remaining 72%. Preliminary research shows that financial literacy and M-Banking use significantly affect financial behavior for the better. In contrast, lifestyle has a positive effect but is not statistically significant in influencing financial behavior.

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Peran Literasi Keuangan Dalam Meningkatkan Minat Penggunaan Mobile Banking

Cited by 3 publications

References 10 publications

Analisis Pengaruh Literasi Keuangan, Kemudahan Penggunaan dan Gaya Hidup terhadap Minat Generasi Z dalam Menggunakan Dompet Digital (Go-Pay)

Analisis Pengaruh Literasi Keuangan, Kemudahan Penggunaan dan Gaya Hidup terhadap Minat Generasi Z dalam Menggunakan Dompet Digital (Go-Pay)

Pengaruh Literasi Keuangan dan Kemudahan Bertransaksi Terhadap Minat Generasi Millenial Dalam Menggunakan Dompet Digital (ShopeePay)

The Influence Of Financial Literacy, Lifestyle, Use Of M-Banking With A Utaut2 Approach On Financial Behavior

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