Pentecostalism and the spirit of entrepreneurship in Ghana: the case of Maame Sarah prayer camp in Ghana

Agyeman, Edmond Akwasi; Carsamer, Emmanuel

doi:10.1080/02589001.2018.1502416

Cited by 6 publications

(2 citation statements)

References 14 publications

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“…As Peter mentions that there are two types of interest rate system in KPR, known as flat interest rate and effective interest rate (Peter, 2008). A flat interest rate is a cost charged by the bank to the debtor by calculating the overall rate all at once to be equally distributed for each month (Agyeman & Carsamer, 2018). The following are general formulas commonly used to calculate the monthly loan installments plus interest.…”

Section: Conventional and Islamic Financingmentioning

confidence: 99%

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Conventional Home Loan and Islamic Home Financing in Comparative Perspective

Umardani

2019

Shirkah

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This article aims to comparatively discuss conventional home loan (Kredit Perumahan Rakyat/KPR) and Islamic home financing (Pembiayaan Pemilikan Rumah Syariat/PPRS), locating in Bank Central Asia (BCA) and Bank Syariah Mandiri (BSM). Qualitative narrative of formal procedural system of owning home of the mortgages critically analyzed aiming to get clear-cut the differences both loans. This paper confirms that BCA uses the interest system in providing mortgage (KPR) and does not concern on the use of the funds. BSM generally has implemented murabaha scheme (deferred payment sale). For the late paying installments, both banks have applied quite different procedure systems. Keywords: mortgages, home loan, KPR, PPRSThis article aims to comparatively discuss conventional home loan (Kredit Perumahan Rakyat/KPR) and Islamic home financing (Pembiayaan Pemilikan Rumah Syariat/PPRS), locating in Bank Central Asia (BCA) and Bank Syariah Mandiri (BSM). Qualitative narrative of formal procedural system of owning home of the mortgages critically analyzed aiming to get clear-cut the differences both loans. This paper confirms that BCA uses the interest system in providing mortgage (KPR) and does not concern on the use of the funds. BSM generally has implemented murabaha scheme (deferred payment sale). For the late paying installments, both banks have applied quite different procedure systems. Keywords: mortgages, home loan, KPR, PPRS,

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Section: Conventional and Islamic Financingmentioning

confidence: 99%

“…The penalty fee is charged to the customers as cost arrears meaning a cost charged due to the customer negligence in fulfilling their obligations to the bank (Agyeman & Carsamer, 2018). The amount of money for the penalty fee is established by the internal bank regulation.…”

Section: Paying Late and Before Maturity Datementioning

confidence: 99%