Pengelolaan Dana Tabungan Faedah Pada Sistem Akad Wadi’ah Yad Adh Dhamanah Di Perbankan Syariah

Hasan, Faradila; Haris, Chadijah

doi:10.30984/ajiel.v1i1.1578

Cited by 2 publications

(2 citation statements)

References 3 publications

Supporting

Mentioning

Contrasting

Order By: Relevance

“…Whereas yadh al-dhamanah is an agreement or cooperation between two parties with goods or money safekeeping where the party receiving the deposit with or without the permission of the depositor can take advantage of the deposit and must be responsible for damage or loss of the deposited goods or money, as for the characteristics of wadi' ah yadh al-dhamanah are as follows: a. assets and goods deposited may and can be utilized by those receiving the deposit; b. because the use of goods or assets deposited will produce benefits or profits. The recipient of the deposit can give a portion of the profits only as a bonus or voluntary gift and the number of procedures is not promised at the beginning of the contract; c. Islamic banking products that are by this agreement are wadi'ah current accounts and wadi'ah savings accounts (Huda, 2021).…”

Section: The Application Of Wadi'ah Contracts Inmentioning

confidence: 99%

Implementation of Wadi'ah Academic In Sharia Banking

Choiriyah,

Noviani,

Richway

2023

ISBANK

View full text Add to dashboard Cite

Public interest in muamalah according to shari'ah is a growing factor in the Indonesian economy. To develop society, the principle of Islamic Banking Institutions or Syari'ah Banking is to dismantle the interest system and replace it with a system for measuring the results of savings and loan operations. The most common form of fundraising contract in Islamic banks is the savings contract, which is also known as the wadi'ah contract. This study uses a constructive paradigm with a qualitative descriptive analysis for this type of research conducted on the literature. To process data, users use two types: secondary data and primary data. Data collection techniques are carried out using documentation studies. Data analysis uses content analysis with a more thorough process which includes categorization and selection in an in-depth format. In the process of collecting and analyzing data, researchers used two models of triangulation of sources. According to evidence, Wadi'ah helps those in need. Based on its application in Islamic banking, the term "wadi'ah contract" is divided into two categories, namely "Safe Keeping" and "Safe Deposit Box". "Safe Keeping" refers to the safekeeping of documents, contracts and other important documents, while "Safe Deposit Box" refers to the safekeeping of important papers, contracts and other documents. Every sharia banking organization must carry out its banking activities in accordance with Islamic sharia principles, especially those related to credit procedures. Islamic banking not only has a destination, but also has various problems. Including sharia products and tabling based on wadi'ah contracts.

show abstract

Section: The Application Of Wadi'ah Contracts Inmentioning

confidence: 99%

Implementation of Wadi'ah Academic In Sharia Banking

Choiriyah,

Noviani,

Richway

2023

ISBANK

View full text Add to dashboard Cite

show abstract

“…Al-rahn (pawn) in principle has a tabarru 'lit-ta'awun contract (pure contract to help). 31 Thus, the practice of taking advantage of pawned goods, including using them, is not permissible in Islam. Including usury every attempt to increase profits from the contract.…”

Section: B the Law Of Utilization Of Pawn Objects According To The Sc...mentioning

confidence: 99%

Utilization of Land Pawning Objects in Minangkabau in The Perspective of The Scholars of Schools of Thought

Hayati¹,

Djamil

Edyar

2022

Al-Istinbath : Jurnal Hukum Islam

View full text Add to dashboard Cite

This paper aims to explain the practice of pawning in Sariek Laweh, the law on the use of land pawning objects in Minangkabau from the perspective of Islamic scholars, and the solutions of pawning. This research is a field study using a normative approach, which is analyzed using a comparative descriptive method. The results of the study are: that in general, pawning in Minangkabau is carried out with the ability to use the object of land pawning and to take all the proceeds by the pawn holder. This applies until the mortgagee is able to pay off the debt. Scholars have different opinions regarding the use of pawn objects by pawn holders, the majority (jumhur ulama) forbid it. The second opinion (minority) says that it is permissible to take advantage of the pawn object, but there are still provisions in this matter. Based on the findings of this study, the practice of pawning in Sariek Laweh is not in accordance with the provisions of the Islamic Sharia which are seen from various schools of thought, apart from the element of exploitation of the pawn holder, the mortgagee does not receive any compensation from the goods used, other than fixed loan funds which must be paid according to the amount of the initial loan, without any reduction, also because there are conditions for taking benefits included in the contract, all schools of thought agree that this practice is not permissible. Regarding the pawning solution, it is in

show abstract

Pengelolaan Dana Tabungan Faedah Pada Sistem Akad Wadi’ah Yad Adh Dhamanah Di Perbankan Syariah

Cited by 2 publications

References 3 publications

Implementation of Wadi'ah Academic In Sharia Banking

Implementation of Wadi'ah Academic In Sharia Banking

Utilization of Land Pawning Objects in Minangkabau in The Perspective of The Scholars of Schools of Thought

Contact Info

Product

Resources

About