Pengaruh pendidikan keuangan di keluarga dan teman sebaya terhadap financial management behavior siswa

Abstract

This study aims to determine the effect of financial education in family and peers on the financial management behavior of XI IPS class students at SMA Negeri 1 Cerme. This type of research is quantitative research. The sample used was purposive sampling a number of students of class XI IPS at SMA Negeri 1 Cerme, namely 109 students. The data collection technique used is a questionnaire. Testing is done by testing the validity and reliability. The analytical test carried out includes the classical assumption test, the hypothesis test and the coefficient of determination test. The data were processed using IBM Statistics SPSS 25. The results of the research on financial education in family and peers had a positive and significant effect on students' financial management behavior. Financial education in a good family will make students not easily influenced by their peers because children already have a basis in behavior so they can control their financial behavior more.

Internalization of Economic Education through Family Financial Management of Fishermen of Prigi Beach Watulimo Trenggalek East Java

“…Research conducted by Fajriyah & Listiadi (2021), shows that family economic education has a significant effect on the personal financial management of Accounting Education students at the Faculty of Economics, Surabaya State University. In line with previous research, research conducted by Mufida & Sholikhah (2022) on students of SMAN 1 Cerme explained that the existence of financial education in the family has a good effect on financial management and is reflected in students' financial management behavior.…”

Sosialisasi Pentingnya Pendidikan Keuangan Keluarga untuk Mewujudkan Generasi Bijak Berkeuangan

“…Salah satu faktor yang perpengaruh terhadap literasi keuangan seseorang yaitu pendidikan keuangan keluarga (Kurniawan et al, 2022). Keberhasilan sebuah pendidikan keuangan di keluarga dapat dilihat ketika anak tumbuh dewasa, anak tidak akan mudah terpengaruh perilaku keuangan yang buruk dari lingkungan karena anak telah memiliki kontrol keuangan yang baik (Mufida & Sholikhah, 2022). Salah satu elemen yang berkontribusi peningkatan literasi keuangan yaitu orang tua (Khusaini et al, 2022).…”