Abstract:Keberadaan UMKM memiliki peran penting pembangunan ekonomi suatu negara dalam mendorong pertumbuhan perekonomian Indonesia. Hal ini menimbulkan ketertarikan untuk menganalisis faktor-faktor dari keberlanjutan UMKM. Penelitian ini bertujuan menganalisis pengaruh literasi keuangan, inklusi keuangan dan akses permodalan terhadap keberlanjutan UMKM di Kota Denpasar khususnya pada bidang fashion. Populasi penelitian ini adalah para UMKM di bidang fashion yang terdaftar di Dinas Koperasi UMKM di Kota Denpasar. Sampe… Show more
“…It resonates with studies such as [5], which explore factors influencing accountability in village funds, emphasizing the role of technology in governance. Additionally, the study relates to the work of [6], focusing on transparency in household cash flow using an expense tracking application, highlighting the growing trend of utilizing technology for financial management at various levels. Furthermore, the research is in line with the literature on financial literacy and its impact on performance, sustainability, and management, as discussed by [7] and [8], indicating the broader context of financial education and its implications for effective financial management.…”
This article discusses a class cash financial management application designed to facilitate a class financial administrator in managing cash finances in an educational environment. This application provides features such as recording income and expenses, tracking transactions, automatic financial reports. The purpose of this application is to improve the efficiency, accuracy, and affordability of classroom financial information. Another advantage of this class cash financial management application is its ability in the reporting process. This application can generate automatic financial reports that can be customized as needed. This is very useful for reporting purposes to the authorities or for audit purposes. With this application, the process of preparing financial reports becomes faster, more accurate, and more efficient. Overall, this article discusses a class cash financial management application that provides benefits in financial management efficiency, easy access to information, and reporting capabilities. This application can be a useful tool for class financial administrators such as class treasurers in managing class cash finances more effectively and efficiently. The test results of this CashClass application show that this CashClass application functions properly in accordance with the requirements and expectations that have been set.
“…It resonates with studies such as [5], which explore factors influencing accountability in village funds, emphasizing the role of technology in governance. Additionally, the study relates to the work of [6], focusing on transparency in household cash flow using an expense tracking application, highlighting the growing trend of utilizing technology for financial management at various levels. Furthermore, the research is in line with the literature on financial literacy and its impact on performance, sustainability, and management, as discussed by [7] and [8], indicating the broader context of financial education and its implications for effective financial management.…”
This article discusses a class cash financial management application designed to facilitate a class financial administrator in managing cash finances in an educational environment. This application provides features such as recording income and expenses, tracking transactions, automatic financial reports. The purpose of this application is to improve the efficiency, accuracy, and affordability of classroom financial information. Another advantage of this class cash financial management application is its ability in the reporting process. This application can generate automatic financial reports that can be customized as needed. This is very useful for reporting purposes to the authorities or for audit purposes. With this application, the process of preparing financial reports becomes faster, more accurate, and more efficient. Overall, this article discusses a class cash financial management application that provides benefits in financial management efficiency, easy access to information, and reporting capabilities. This application can be a useful tool for class financial administrators such as class treasurers in managing class cash finances more effectively and efficiently. The test results of this CashClass application show that this CashClass application functions properly in accordance with the requirements and expectations that have been set.
“…Selain itu, pemahaman yang kuat tentang peraturan perpajakan juga dapat membantu UMKM dalam merancang strategi keuangan yang lebih terukur dan sesuai dengan regulasi yang berlaku, sehingga membantu memperkuat fondasi keuangan bisnis mereka secara keseluruhan. Dengan demikian, investasi dalam pelatihan literasi perpajakan bagi UMKM tidak hanya membawa manfaat dalam hal kepatuhan pajak, tetapi juga berdampak positif pada ketahanan dan pertumbuhan bisnis mereka di masa depan (Diki Sugita & Seri Ekayani, 2022;Sahara Syamel & Mahsyar, 2023;Siahaan et al, 2023).…”
Program "Peningkatan Literasi Perpajakan dalam Kalangan UMKM" di Kota Balikpapan berhasil meningkatkan pemahaman perpajakan dan keterampilan keuangan UMKM. Melalui studi pendahuluan, penyampaian materi edukasi, pelatihan dan evaluasi berkala program ini memberdayakan UMKM dalam mengelola keuangan, mematuhi perpajakan, dan mencapai kemandirian finansial. Dampak positifnya terlihat dalam pemahaman dan pemenuhan kewajiban perpajakan UMKM serta distribusi terhadap pertumbuhan ekonomi lokal. Langkah-langkah ini bukan sekadar edukasi, melainkan upaya nyata mendukung kesejahteraan masyarakat dan keberlanjutan bisnis UMKM. Dengan optimalisasi dan kolaborasi pemangku kepentingan, literasi perpajakan UMKM dapat terus ditingkatkan, menciptakan lingkungan bisnis yang produktif dan berdaya saing.
“…Berdasarkan hasil tersebut maka dapat diketahui bahwa literasi keuangan, yang mengacu pada kemampuan untuk memahami dan menggunakan berbagai produk dan konsep keuangan, memainkan peran krusial dalam meningkatkan kinerja usaha (Aribawa, 2016;Sugita & Ekayani, 2022;Widayanti et al, 2017), termasuk di sektor pertanian seperti bagi petani padi sawah. Pengaruh positif dan signifikan literasi keuangan terhadap kinerja petani padi sawah dapat berdampak pada pengambilan keputusan keuangan yang lebih baik.…”
Section: Pengaruh Literasi Keuangan Terhadap Kinerja Petani Padi Sawa...unclassified
“…Selain itu, literasi keuangan memudahkan petani dalam mengakses layanan keuangan, termasuk kredit, tabungan, dan asuransi (Aribawa, 2016;Sugita & Ekayani, 2022;Widayanti et al, 2017). Pengetahuan tentang prosedur dan syarat layanan keuangan memungkinkan petani untuk lebih mudah mendapatkan modal atau asuransi yang sesuai dengan kebutuhan usaha mereka.…”
Section: Pengaruh Literasi Keuangan Terhadap Kinerja Petani Padi Sawa...unclassified
Agriculture is a crucial sector in development because it serves as the primary sector for meeting national food needs and security. Due to its significant role, farmers as the main actors in agriculture need to possess good financial literacy, which ultimately impacts the performance of agricultural businesses. Therefore, the purpose of this study is to examine the impact of financial literacy on the performance of rice farmers. This study was conducted in Pamona Puselemba District, Poso Regency. The researcher used a quantitative approach with a survey method. The sample size of the study was 100 rice farmers, obtained using simple random sampling technique from a population of 2,226. Simple regression was used as the data analysis technique. The results of the study indicate that financial literacy has a positive and significant impact on the performance of rice farmers. Thus, financial literacy plays an important and multidimensional role in enhancing the performance of rice farmers.
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