Pengaruh Konversi Bank Konvensional Menjadi Bank Syariah Terhadap Risiko Kebangkrutan Studi Kasus Pada Bank Aceh

Setiadi, Taufan Prasojo Wicaksono; Kautsar, Sinathrya Al; Indra, Lusiana; Hanggraeni, Dewi

doi:10.24843/eeb.2019.v08.i06.p02

Cited by 4 publications

(2 citation statements)

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“…Tahun 1992 mengenai perbankan disebutkan bahwa perbankan adalah suatu lembaga usaha menghimpun dana berasal dari masayarkat dalam bentuk simpanan dan dana tersebut yang di peroleh di salurkan kembali kepada msayrakat dalam bentk kredit dan lain nya. (Setiadi et al 2019). Selanjutnya bank konvensional diasrtikan sebagai bank sebagai jalur lintas pembayaran dimana kegiatan nya berbertuk menghimpun dana masyarakat dan kembali di salurkan kepada masyarakat dengan sistem yang di bentuk yaitu sistem bunga.…”

Section: Bank Kovensionalunclassified

Comparison of Financial Performance of Conventional Bni (Bnik) and Bni Syariah (Bnis): Review Before and During Covid-19

Habibi

Normasyhuri

Anggraeni

2021

jeb

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Covid-19 is a disease that spreads across continents across countries and even Indonesia. The Covid-19 pandemic has become a challenge for the business world, including banks such as Conventional BNI (BNIK) and Sharia BNI (BNIS). In its implementation, financial performance is an important measure of whether in the company there is an increase in the company's finances or vice versa. This study aims to compare the financial performance of profitability ratios, namely ROA, ROE, and BOPO Conventional BNI (BNIK) and Sharia BNI (BNIS) before and during covid-19. This research is included in quantitative research with comparative nature. The type of data used is secondary data obtained from the official website of the Financial Services Authority (OJK). The statistical tool used is SPSS Version 21 using the Mann-Whitney test. Research result Shows that before Covid-19 there were differences in the financial performance of the two banks, namely Conventional BNI (BNIK) and Sharia BNI (BNIS) and it appears that financial performance from the ROA, ROE, and BOPO aspects of Conventional BNI (BNIK) is still better than Sharia BNI (BNIS) before covid-19. Then during covid-19, there was no difference in the financial performance of the two banks, namely Conventional BNI (BNIK) and Sharia BNI (BNIS) and it was seen that the Covid-19 pandemic certainly had an impact on financial performance in terms of ROA, ROE, and BOPO aspects, both conventional and sharia bank.

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Section: Bank Kovensionalunclassified

Comparison of Financial Performance of Conventional Bni (Bnik) and Bni Syariah (Bnis): Review Before and During Covid-19

Habibi

Normasyhuri

Anggraeni

2021

jeb

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“…Sharia Business Unit (UUS) can operate in Indonesia because the Indonesian banking system still adheres to a two-window system. According to Law Number 21 of 2008, the principle of the dual banking system in Indonesia will end at a maximum of 2023 where banks that have been running Sharia businesses using Sharia Business Unit (UUS) will be forced to spin off or convert (Setiadi, Al Kautsar, Indra, & Hanggraeni, 2019).…”

Section: Fahrul Fauzimentioning

confidence: 99%

Juridical Normative Review of Conversion Conventional Banks Into Islamic Bank After the Promulgation of Qanun Aceh Concerning Sharia Financial Institutions

Fauzi

2020

BRP

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Nowadays, Islamic banks in Indonesia continue to experience growth, one of which is in the Province of Nanggroe Aceh Darussalam. In Aceh, in order to support Islamic financial institutions, Qanun No. 11 of 2018 concerning Islamic Financial Institutions has been formed. It is interesting to review the provisions of Article 65 which reads "When this Qanun comes into force, financial institutions operating in Aceh must adjust to this Qanun no later than 3 (three) years from the enactment of this Qanun". These provisions have an impact on every conventional bank in Aceh that must adjust to Islamic principles. In order to continue to run its business activities in Aceh, conventional banks must make adjustments to implement sharia principles. One form of adjustment is to convert conventional banks into Islamic banks as stipulated in the OJK Regulation Number 64/POJK.03/2016. The approach used by the author in analyzing this problem is a normative juridical approach supported by the literature study method.

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Restructuring Strategy: A Performance Review of Spin-off Islamic Banks in Indonesia

Pambuko,

Medias,

Dewi

et al. 2024

E3S Web Conf.

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The deadline of 2023 has almost passed for the obligation to conduct a spin-off for sharia business units in Indonesia to become a fully-fledged Islamic bank. However, a number of empirical findings highlight the urgency of evaluating this policy. Furthermore, many sharia business units are unable to meet the minimal standards. The paper aims to review prior studies on how spin-off decisions affect the financial performance of spin-off Islamic banks in Indonesia. Information was gathered from the Google Scholar and Mendeley databases using a literature review methodology. This study reveals that 18 publications have tracked 10 Islamic spin-off banks and 18 financial performance indicators. Following the spin-off, six Islamic banks, including BNI Syariah, BRI Syariah, BJB Syariah, Bank KB Bukopin Syariah, BTPN Syariah, Bank Aceh Syariah, BCA Syariah, Bank Syariah Mandiri, and Panin Dubai Syariah Bank, experienced an improvement in their financial performance. Assets, third party funds, financing, market share, CAR, NPF, ROA, z-score, and Maqasid Sharia Index were the main performance indicators that experienced a significant improvement after the spin-off.

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Pengaruh Konversi Bank Konvensional Menjadi Bank Syariah Terhadap Risiko Kebangkrutan Studi Kasus Pada Bank Aceh

Cited by 4 publications

References 0 publications

Comparison of Financial Performance of Conventional Bni (Bnik) and Bni Syariah (Bnis): Review Before and During Covid-19

Comparison of Financial Performance of Conventional Bni (Bnik) and Bni Syariah (Bnis): Review Before and During Covid-19

Juridical Normative Review of Conversion Conventional Banks Into Islamic Bank After the Promulgation of Qanun Aceh Concerning Sharia Financial Institutions

Restructuring Strategy: A Performance Review of Spin-off Islamic Banks in Indonesia

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