Pengaruh Indikator Makroekonomi Terhadap Kinerja Keuangan Bank Umum Syariah Pada Masa Pandemi Covid-19

Saputri, Oktoviana Banda; Hannase, Mulawarman

doi:10.25299/jtb.2021.vol4(1).6590

Cited by 7 publications

(8 citation statements)

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“…Even though the interest is haram, they still use the services of conventional banks while they are profitable (Muhamad, 2015), supported by Madhi (2017); Gumbo et al (2015); Assfaw (2019) which shows that interest rates have an influence on liquidity. However, this research is not in line with Saputri and Hannase (2021); Omer (2019), which shows the results that interest rates do not have a significant effect on liquidity. It can be seen from the results of statistical tests where the significance value is greater than.…”

Section: Effect Of Bi 7 Day Repo Rate On Liquidity Level (Financing T...contrasting

confidence: 71%

Third Party Funds as Moderating Variables of Liquidity Level of Sharia Commercial Banks

Alfarda,

Nawawi,

Rofiq

et al. 2021

iconev

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This study aims to examine the effect of BI 7-days (reverse) repo rate, sukuk, Bank Indonesia sharia certificates on the level of liquidity with third party funds as a moderating variable. The population in this study is all Islamic Commercial Banks in Indonesia. The sample in this study is the financial statements of Islamic banking statistics registered by OJK with 55 samples from June 2016-December 2020. The analytical technique of this study uses moderated regression analysis (MRA). The results of this study indicate that TPF can moderate the effect of the BI 7-days (reverse) repo rate and sukuk on FDR, but cannot moderate the effect of Bank Indonesia sharia certificates on FDR. Other results show that the BI 7-days (reverse) repo rate has a negative and significant effect on FDR, sukuk has a positive and significant effect on FDR and Bank Indonesia sharia certificates have a positive and significant effect on FDR.

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Section: Effect Of Bi 7 Day Repo Rate On Liquidity Level (Financing T...contrasting

confidence: 71%

Third Party Funds as Moderating Variables of Liquidity Level of Sharia Commercial Banks

Alfarda,

Nawawi,

Rofiq

et al. 2021

iconev

View full text Add to dashboard Cite

show abstract

“…Inflasi dapat digambarkan sebagai kenaikan harga barang dan jasa (komoditas) secara umum dan terjadi pada satu waktu tertentu di suatu wilayah perekonomian (Raharjo et al, 2020). Inflasi merupakan peristiwa ekonomi moneter yang disebabkan oleh menurunnya satuan perhitungan moneter suatu komoditas di suatu negara dalam jangka waktu tertentu di lokasi tertentu (Saputri & Hanase, 2021). Meningkatnya inflasi akan berdampak pada nilai riil mata uang.…”

Section: Definisi Operasional Variabel a Variabel Dependenunclassified

Analisis Kinerja Keuangan dan Stabilitas Makroekonomi terhadap Profitabilitas PT. BCA Syariah

Aldi

2023

JIEI

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The main objective of this research is to examine how financial ratios and macroeconomic stability affect the profitability of PT. BCA Syariah from 2015 to 2023. This study uses simple Ordinary Least Squares (OLS) regression and non-probability sampling to collect data. According to the findings of this study, the CAR and NPF variables have no effect on the profitability (ROA) of PT. BCA Syariah. FDR and GDP have a positive and large influence on ROA, in contrast, inflation has a negative and significant influence on PT BCA Syariah. This study has an R-square value of 0.949841, showing that each explanatory variable in the model can explain 95% of the variation of PT. Bank BCA Syariah, while the rest of it is explained by variables outside the model.

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“…Inflasi dan suku bunga berpengaruh signifikan terhadap Non-Performing Financing (NPF Net), Net Operating Margin (NOM), BOPO, Return on Aset (ROA) dan Short Term Mismatch (STM), sedangkan Capital Adequacy Rasio (CAR), Bad Debt Ratio (BDR), dan Financing to Deposit Ratio (FDR) tidak dipengaruhi secara signifikan oleh indikator makroekonomi, dalam kesimpulannya indikator makroekonomi memiliki pengaruh signifikan terhadap keuntungan bank syariah, namun berpengaruh tidak signifikan terhadap aspek permodalan (CAR), aspek kualitas aktiva produktif (BDR) dan aspek Financing to Deposite Ratio bank syariah (FDR) (Saputri & Hanase 2021). Peneliti lain menemukan bahwa Inflasi memiliki pengaruh negatif signifikan terhadap ROA, yang berarti semakin tinggi tingkat inflasi, maka semakin rendah ROA yang dihasilkan (Nuruzzaman & Noman 2018).…”

Section: Penelitian Terdahuluunclassified

Analisis Dan Estimasi Kinerja Bank Umum Syariah Sebelum Dan Selama Pandemi Covid-19

Jaelani Sopian,

Ismal,

Haryono

2023

IJIEB

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This study aims to determine and analyze the influence of macroeconomic and internal financial performance factors of Islamic Commercial Banks on the profitability of Islamic Commercial Banks before and during the COVID-19 pandemic, as well as to be able to estimate the long-term and short-term effects on the financial performance of Islamic Commercial Banks. The data analysis method in this study uses the Error Correction Model (ECM), where the end result is to measure the short-term and long-term influence of the movement of Islamic Commercial Bank profitability as measured by ROA. The data used is secondary data, in the form of time series and the research period is January 2015 - December 2022. The results showed that interest rates (SB), exchange rates (NTR), NPF, CAR and BOPO affect ROA in the long run. While NPF, BOPO and SB have an effect on ROA in the short term. These findings are very important for the Islamic banking industry and the authorities to carry out strategies that must be carried out on the influence of macroeconomics and internal financial performance of Islamic Commercial Banks

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Pengaruh Indikator Makroekonomi Terhadap Kinerja Keuangan Bank Umum Syariah Pada Masa Pandemi Covid-19

Cited by 7 publications

References 0 publications

Third Party Funds as Moderating Variables of Liquidity Level of Sharia Commercial Banks

Third Party Funds as Moderating Variables of Liquidity Level of Sharia Commercial Banks

Analisis Kinerja Keuangan dan Stabilitas Makroekonomi terhadap Profitabilitas PT. BCA Syariah

Analisis Dan Estimasi Kinerja Bank Umum Syariah Sebelum Dan Selama Pandemi Covid-19

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