Penerapan Multivariate Adaptive Regression Splines Untuk Analisis Faktor Yang Mempengaruhi Kelayakan Nasabah Yang Mengajukan Pembiayaan
Alif Yuanita Kartini,
Devy Wulandari
Abstract:Not all customers who apply for financing will be accepted by the bank. This is to avoid risks that often occur in the financing process, namely bad financing. One way to avoid this risk is to find out the factors that affect the eligibility of customers who apply for financing using the MARS method. This research was conducted at BSI Bojonegoro branch office using data on customers who applied for financing from January to March 2023, namely 75 customers. The response variables used are binary with categories… Show more
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