are gratefully acknowledged. Comments by by Alexandria Valerio, Andrea Woodhouse and Michele Zini further helped improve the quality of the report. The study has been financed by and prepared for the Government of Croatia as input in Program Slavonia, a Regional Development program initiated to stimulate the development of Slavonia, Baranja and Srijem. The findings, interpretations, and conclusions expressed in this work do not necessarily reflect the views of The World Bank, its Board of Executive Directors, or the governments they represent. The World Bank does not guarantee the accuracy of the data included in this work. The boundaries, colors, denominations, and other information shown on any map in this work do not imply any judgment on the part of The World Bank concerning the legal status of any territory or the endorsement or acceptance of such boundaries.