“…The Creation of ICT Infrastructure [20], [21] Privacy [22], [23] Security [14], [24], [22], [20], [25], [26] Organization Top management support [2], [27], [19], [29] Lack of Qualified Personnel and Training [28], [29], [30] Lack of Collaboration [28], [31], [32] Resistance to change to electronic ways [28], [30] Social Digital Divide [19], [33] Culture [19], [34] Financial Barriers Cost [35], [36] Regulation and Policy Issues Laws and legal subjects [37] III. CLOUD COMPUTING BENEFITS AND CHALLENGES FOR E-GOVERNMENT [38].…”