Operational risk management and regulatory investment constraints on portfolio allocation: evidence from property and casualty insurers

Boyer, M. Martin; Cowins, Elicia P.; Reddic, Willie Dion

doi:10.1007/s11149-019-09396-7

Cited by 3 publications

(2 citation statements)

References 17 publications

Supporting

Mentioning

Contrasting

Order By: Relevance

“…Each landowner who does not have the resources (time and skills to cultivate crops) can leave the management to others with relatively more time who are experts in agriculture (land dwellers). In this case, the concept of allocation rules is formulated to determine the amount of benefit that can be enjoyed by the tenant as limited as the responsibility to allocate investment expenditure, as a form of risk transfer, during the land and agricultural management period (Boyer et al, 2020). Islam recognizes some of these designation rules in cooperation contracts such as muzara'ah and mukhabarah (Kamri, Ramlan, & Ibrahim, 2014).…”

Section: Introductionmentioning

confidence: 99%

Cooperative Contracts in the Agricultural Sector and Their Impact on the Working Time Allocation

Ichsandi,

Candra

2023

SJEKI

View full text Add to dashboard Cite

TThe comprehension of fundamental concepts underlying agricultural cooperatives remains elusive to a significant proportion of farmers despite their extensive daily or even long-term involvement in farm work. This study seeks to investigate the preferences of farmers in the agricultural sector regarding Muzharaáh and Mukabarah cooperation contracts, and their implications for assigned working time. To obtain the essential data, this study adopts a quantitative survey methodology. The quantitative analysis employs the Regression Moderation Analysis (RMA) technique. According to the findings of this survey, the Muzharaáh contract is the preferred form of cooperation contract among farmers, as it reduces the daily time allotted to cultivating by 3.14 hours. Furthermore, farmers involved in this contract increase their daily working hours by 8.28 hours if they do not face risks such as fertilizer or seed-related risks. Future studies should employ a range of regression procedures to produce divergent results and provide farmers with better guidance.======================================================================================================== ABSTRAK - Akad-akad Kerjasama di Sektor Pertanian dan Dampaknya terhadap Alokasi Waktu Kerja – Meskipun banyak petani yang terlibat dalam kerjasama pertanian sehari-hari dan telah menghabiskan waktu berhari-hari, berminggu-minggu, bahkan bertahun-tahun bekerja di pertanian, masih banyak di antara mereka yang tidak memahami konsep dasar di balik kerjasama pertanian. Oleh karena itu, studi ini bertujuan untuk menyelidiki preferensi petani di sektor pertanian terhadap jenis kontrak kerjasama Muzharaáh dan Mukabarah serta dampak preferensi tersebut pada alokasi waktu kerja yang dialokasikan. Metodologi survei kuantitatif digunakan untuk mengumpulkan data yang dibutuhkan, dan Regresi Moderasi Analisis (RMA) digunakan sebagai teknik analisis. Hasil studi menunjukkan bahwa petani cenderung lebih memilih kontrak Muzharaáh, karena dapat mengurangi waktu kerja harian yang diperlukan untuk bercocok tanam sebesar 3,14 jam perhari. Selain itu, petani yang terlibat dalam kontrak tersebut cenderung menambah jam kerjanya sebesar 8,28 jam perhari jika tidak menghadapi risiko dalam bentuk pupuk atau bibit. Dalam penelitian selanjutnya, disarankan untuk menggunakan metode Regresi yang berbeda untuk memperoleh hasil yang beragam pada setiap metode sehingga dapat memberikan rekomendasi yang lebih efektif pada petani untuk memilih jenis kontrak kerjasama yang paling sesuai..

show abstract

Section: Introductionmentioning

confidence: 99%

Cooperative Contracts in the Agricultural Sector and Their Impact on the Working Time Allocation

Ichsandi,

Candra

2023

SJEKI

View full text Add to dashboard Cite

show abstract

“…Second, we use a measure for the stringency of regulation with respect to insurance companies’ investments. This measure is from Appendix C in Boyer et al ( 2020 ) and captures the number of investment categories that are subject to stringent regulation in a particular state. The measure takes on values between 0 and 14.…”

mentioning

confidence: 99%

Local religious beliefs and insurance companies’ risk-taking behaviour

Berry-Stölzle

2021

Geneva Pap Risk Insur Issues Pract

View full text Add to dashboard Cite

We empirically examine the effect of local religious beliefs on the risk-taking behaviour of U.S. life insurers headquartered in that region. We distinguish between insurers that predominantly write annuities and insurers that predominantly write life insurance policies; the annuity business is relatively riskier than writing life insurance. Insurers headquartered in high -Catholic or low -Protestant areas are more likely to be annuity writers. Annuity writers located in high -Catholic or low -Protestant areas invest more in risky assets and exhibit higher investment return volatilities, as well as a higher volatility of their return on assets. Overall, our results suggest that local culture has significant influences on life insurers’ behaviour. Supplementary Information The online version contains supplementary material available at 10.1057/s41288-021-00211-z.

show abstract

Risk Model and Decision Support System of State Grid Operation Management Based on Big Data

Zhang¹,

Ou²,

Ren³

et al. 2022

The 2021 International Conference on Smart Technologies and Systems for Internet of Things

View full text Add to dashboard Cite

Operational risk management and regulatory investment constraints on portfolio allocation: evidence from property and casualty insurers

Cited by 3 publications

References 17 publications

Cooperative Contracts in the Agricultural Sector and Their Impact on the Working Time Allocation

Cooperative Contracts in the Agricultural Sector and Their Impact on the Working Time Allocation

Local religious beliefs and insurance companies’ risk-taking behaviour

Risk Model and Decision Support System of State Grid Operation Management Based on Big Data

Contact Info

Product

Resources

About