We examine the contribution of the pion cloud to the electromagnetic N → ∆ transition form factors within a relativistic hybrid constituent-quark model. In this model baryons consist not only of the 3q valence component, but contain, in addition, a 3qπ non-valence component. We start with constituent quarks which are subject to a scalar, isoscalar confining force. This leads to an SU (6) spin-flavor symmetric spectrum with degenerate nucleon and Delta masses. Mass splitting is caused by pions which are assumed to couple directly to the quarks. The point-form of relativistic quantum mechanics is employed to achieve a relativistically invariant description of this system. The N → ∆ transition current is then determined from the one-photon exchange contribution to the ∆ electroproduction amplitude. We will give predictions for the ratios REM and RSM of electric to magnetic and Coulomb to magnetic form factors, which are supposed to be most sensitive to pion-cloud effects.