NFC mobile credit card: The next frontier of mobile payment?

Tan, Garry Wei–Han; Ooi, Keng‐Boon; Chong, Siong Choy; Hew, Teck-Soon

doi:10.1016/j.tele.2013.06.002

Cited by 290 publications

(255 citation statements)

References 69 publications

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“…The empirical outcomes of this study clearly point out that perceived usefulness and perceived ease of use determining variables have a significant positive influence on behavioral intention to use m-payment systems in Jordan (H 1 , H 2 ). These results correspond with findings and conclusions of many prior research studies (Pousttchi & Wiedemann, 2007;Kim et al, 2010;Yongmeng, 2013;Tan et al, 2014). However, in the context of this study, perceived usefulness is found to be the most significant predictor of behavioral intention to use m-payment followed be perceived ease of use.…”

Section: Discussion Of Resultssupporting

confidence: 91%

Investigating the Moderating Effects of Gender and Self-Efficacy in the Context of Mobile Payment Adoption: A Developing Country Perspective

Jaradat¹,

Faqih²

2014

IJBM

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The adoption rate of mobile payment technology is relatively low in the developing world, particularly in Jordan. The need to study why people in Jordan are unwilling to participate in its adoption is definitely imperative because the outcomes and conclusions of the current analysis could be thoughtfully and strategically utilized to improve and accelerate the adoption and diffusion of mobile payment in Jordan. To achieve this objective, the current study develops a theoretical research model as a framework based on modified Technology Acceptance Model 2 (TAM2). The moderating influence of gender and self-efficacy on the adoption process of mobile payment was integrated in the current model. The quantitative data was collected via a paper-based self-administered questionnaire. A valid 366 data sets (of those just above 50% are females) were used to assess the model. The model parameters were theoretically analyzed by using the WarpPLS 4.0 software. PLS has been selected on merits because it can statistically handle the complexity of the proposed model. This study has concluded that the perceptions of usefulness and ease of use, subjective norm, output quality, and result demonstrability are all important determining factors of behavioral intention towards mobile payment adoption. Further, image and output quality determinants were empirically observed to influence perceived usefulness construct and indirectly influencing behavioral intention. In the meantime, gender differences were determined to have little moderating influence on the adoption process of mobile payment. However, the self-efficacy aspect was found to have a moderating influence on some of the hypothesized relationships of this model, implying that self-efficacy is a significant decision factor to consider for adoption of mobile payment technology. Moreover, the theoretical and practical implications of the findings and recommendations for future research are presented and discussed.

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Section: Discussion Of Resultssupporting

confidence: 91%

Investigating the Moderating Effects of Gender and Self-Efficacy in the Context of Mobile Payment Adoption: A Developing Country Perspective

Jaradat¹,

Faqih²

2014

IJBM

View full text Add to dashboard Cite

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“…Even though NFC-based mobile payments are invested by collaboration between mobile network operators (MNOs) and banks; there is still a poor understanding of consumer motivation for using NFC-based mobile payment. In addition, the adoption of NFC mobile payment is still not widespread despite its potential as documented, as indicated by Tan et al [6].…”

Section: Motivationmentioning

confidence: 99%

The effects of product-related, personal-related factors and attractiveness of alternatives on consumer adoption of NFC-based mobile payments

Pham

2015

Technology in Society

235

197

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“…In response to this, banks have to re-assess their business model to remain profitable and adapt current processes in order to comply with these new regulations. Second, new technologies such as near-fieldcommunication (Tan et al, 2014), cloud computing (Berman et al, 2012), and blockchain (Tapscott and Tapscott, 2017) (Spender et al, 2017). They have initiated internal innovation programs, such as idea sourcing competitions and internal project accelerators, incubators to come up with new ideas for products, services, and business models that build upon new technologies.…”

Section: Organizing For Change Within the Financial Industrymentioning

confidence: 99%

Barriers to innovation within large financial services firms

Das

Verburg

Verbraeck

et al. 2018

EJIM

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Purpose Since the 2008 financial crisis, the financial industry is in need of innovation to increase stability and improve quality of services. The purpose of this paper is to explore internal barriers that influence the effectiveness of projects within large financial services firms focussing on potentially disruptive and radical innovations. While literature has generally focused on barriers within traditional technology and manufacturing firms, few researchers have identified barriers for these type of firms. Design/methodology/approach A framework of internal barriers was developed and validated by means of an explorative case study. Data were collected at a European bank by exploring how innovation is organized and what barriers influence effectiveness of eight innovation projects. Findings Six items were identified as key barrier for potentially disruptive and radical innovations (e.g. traditional risk-avoidance focus, and inertia caused by systems architecture). As such, in the sample these were more important than traditionally defined barriers such as sources of finance, and lacking exploration competences. Research limitations/implications Based on a small number of projects within one firm, the results highlight the need for more in-depth research on the effects of barriers and how barriers can be overcome within this industry. Originality/value The results show that there is a discrepancy between the societal demand for radical change within the financial industry and the ability of large financial services firms to innovate. The study identifies which unique internal barriers hamper potentially disruptive and radical innovation in large financial services firms.

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NFC mobile credit card: The next frontier of mobile payment?

Cited by 290 publications

References 69 publications

Investigating the Moderating Effects of Gender and Self-Efficacy in the Context of Mobile Payment Adoption: A Developing Country Perspective

Investigating the Moderating Effects of Gender and Self-Efficacy in the Context of Mobile Payment Adoption: A Developing Country Perspective

The effects of product-related, personal-related factors and attractiveness of alternatives on consumer adoption of NFC-based mobile payments

Barriers to innovation within large financial services firms

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