We investigate η photoproduction off the neutron target, i.e., γn → ηn, employing an effective Lagrangian method combining with a Regge approach. As a background, we consider nucleon exchange in the s-channel diagram and ρ-and ω-meson Regge trajectories in the t channel. The role of nucleon resonances given in the Review of Particle Data Group in the range of W ≈ 1500 − 2100 MeV and the narrow nucleon resonance N (1685, 1/2 + ) is extensively studied. The numerical results of the total and differential cross sections, double polarization observable E, and helicity-dependent cross sections σ 1/2 , σ 3/2 are found to be in qualitative agreement with the recent A2 experimental data. The predictions of the beam asymmetry are also given.