“…Challenges related to adverse economic conditions include devaluation of the currency and rampant inflation, which negatively affects the cost of raw materials and business planning (e.g. Mazonde & Carmichael 2016;Mutsagondo et al 2016;Osirim 2003). Other challenges are cultural barriers, lack of education, access to capital, lack of business skills, inability to own land and other key assets, family responsibilities and cumbersome business licensing and registration procedures (e.g.…”