“…In line with the hypothesis that greater levels of financial concern result in worse health, finance-related worries may generate stress and negative affect, which have the potential to promote emotional distress, confer negative implications for both the immune and cardiovascular systems and contribute to health-detrimental behaviours (Carver & Vargas, 2011;Kiecolt-Glaser, McGuire, Robles, & Glaser, 2002;Matthews & Gallo, 2011;Pruett, 2003;Puterman et al, 2013;Steptoe, Brydon, & Kunz-Ebrecht, 2005;Turunen & Hiilamo, 2014). Indeed, evidence indicates that financial strain may be linked to increased cortisol levels (Grossi, Perski, Lundberg, & Soares, 2001), increased ambulatory blood pressure (Steptoe et al, 2005), and lowered immune response (Halim, Kaplan, & Pollack, 2000). Furthermore, financial difficulties have been associated with greater levels of alcohol consumption (Berg et al, 2009), smoking (Adams & Moore, 2007;Berg et al, 2009;Roberts et al, 2000), and cocaine and amphetamine use (Adams & Moore, 2007).…”