“…Risk preferences (i.e., the tendency to choose larger risky versus smaller certain rewards) and intertemporal preferences (i.e., the tendency to choose larger later versus smaller sooner rewards) are two moderately stable individual differences (Chuang & Schechter, 2015;Escobar et al, 2023;Hertwig et al, 2019;Mata et al, 2018;Meier & Sprenger, 2015;Seneca et al, 2012;Zeynep Enkavi et al, 2019) linked to important outcomes in life. Risk preferences have been associated with heavy drinking, smoking, being overweight/obese, seat belt non-use, not having insurance, holding stocks instead of treasury bills (Anderson & Mellor, 2008;Barsky et al, 1997;Lejuez et al, 2003Lejuez et al, , 2005; self-employment status (Ekelund et al, 2005), pathological gambling (Branas-Garza et al, 2007;Wiehler & Peters, 2015), and financial decisions (Noussair et al, 2014).…”