Modelling and analysing the enablers of digital resilience for small and medium enterprises

Kumar, Vikas; Sindhwani, Rahul; Behl, Abhishek; Kaur, Amanpreet; Pereira, Vijay

doi:10.1108/jeim-01-2023-0002

Cited by 14 publications

(4 citation statements)

References 72 publications

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“…In several instances, this integration necessitates an examination of data security protocols and compliance protocols to guarantee that the novel system conforms with relevant regulatory norms. The limited resources and technical skills that MSMEs typically have make this challenge even more challenging, thus the integration process is not just a technical step but also a strategic and operational transformation (Kumar et al, 2023).…”

Section: Challenges Associated With Fintech Adoptionmentioning

confidence: 99%

Revolutionizing Batik: How Fintech Empowers Malang's MSMEs for Economic Growth

Nandiroh,

Irma Hidayati,

Puji Handayati

et al. 2024

IJHESS

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The study looks at how MSME's traditional business practices are being revolutionized by fintech, digital financial services, especially given Indonesia's burgeoning digital economy. The difficulty of MSMEs in obtaining Standard Financial Services is a major issue in this study, which has historically hindered their ability to grow and run more efficiently. Fintech solutions are becoming an important tool for small businesses because of their accessibility, cost efficiency, and simple procedures. Batik Malang MSMEs can break through financial barriers, gain access to new markets, and become more competitive by implementing fintech. Using in-depth interview techniques with owner Samtana Indonesia, one of Malang Batik entrepreneurs. The research explores a range of fintech services, including online lending platforms, digital payments, and e-commerce integration, showing how these services can promote a wider range of consumers, better financial management, and higher sales. Fintech integration improves the overall performance and sustainability of these MSMEs by enabling them to interact with the digital economy, which is not limited to a single country. The results of this case study also address the broader impact of fintech adoption on the Indonesian economy. It highlights how fintech is helping to advance financial inclusion, especially for small and medium-sized businesses, which is critical to Indonesia's economic expansion. In conclusion, the results of this study offer a thorough insight into how fintech adoption is transforming Batik Malang MSMEs, emphasizing the role of fintech adoption in increasing business productivity, expanding financial accessibility, and advancing Indonesia's overall economic growth.

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Section: Challenges Associated With Fintech Adoptionmentioning

confidence: 99%

Revolutionizing Batik: How Fintech Empowers Malang's MSMEs for Economic Growth

Nandiroh,

Irma Hidayati,

Puji Handayati

et al. 2024

IJHESS

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“…Alenezi [13] described some challenges that higher-education institutions encountered, as well as the technological resources and methodologies they used in the current scenario to transform higher-education institutions by embracing digital transformation. It is now agreed that digital technologies are very essential for both large supply-chain enterprises to deeply understand the enterprise value creation brought by digital transformation [14] and small and medium enterprises with numerous resource limitations to realize digital transformation [15,16]. For example, the development of digital finance can promote enterprise innovation, thus facilitating the digital transformation of enterprises [17], which means that digital technologies can better serve digital enterprises to achieve high-quality economic development.…”

Section: Literature Reviewmentioning

confidence: 99%

Service Mechanism for the Cloud–Edge Collaboration System Considering Quality of Experience in the Digital Economy Era: An Evolutionary Game Approach

Liu

et al. 2023

Systems

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In the digital economy era, cloud–edge collaboration technology provides the necessary technical support for the digital transformation of enterprises, which can improve the quality of services (QoS), and it attracts extensive attention from scholars and entrepreneurs from all fields. Under the bounded-rationality hypothesis, this paper investigates the service mechanism for the cloud–edge collaboration system considering the quality of experience (QoE) and presents a dynamic evolutionary game model between cloud service providers and edge operators by applying the evolutionary game theory. Then, this paper analyzes the equilibrium and stability conditions for the decision-making of both parties involved to guarantee the QoE reaches the ideal state. In addition, we investigate the factors that influence the stable cooperation between the two evolutionary stable strategies and validate the theoretical analytical results with numerical simulations. The research results show that the final evolution of the cloud–edge collaboration system depends on the benefits and costs of the game matrix between the two parties and the initial state values of the system. Under a specific condition, the cloud–edge collaboration system can eventually be driven to be an ideal state by reducing the collaboration cost and improving the collaboration benefit. The more both parties focus on the QoE, the more conducive it will be for the formation of a cloud–edge collaboration, thus effectively promoting long-term stability and better serving enterprises’ digital transformation.

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“…Both uncertainties exist at the macro- and micro-level in the environment and affect organizational actions (Wolcott et al ., 2008; Sung and Park, 2021). Thus, a successful technology start-up needs to understand uncertainties and have a clear path to improve efficiency to increase organizational flexibility (Lal and Bharadwaj, 2016; Kumar et al ., 2023).…”

Section: Review Of Literaturementioning

confidence: 99%

Unravelling barriers in high-tech technology start-ups: practical insights and solutions for healthcare enterprises

Singh,

Alshibani,

Misra

et al. 2023

JEIM

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PurposeAlong with technology-based ecosystems, healthcare start-ups are expanding multi-fold. On the other hand, underlying uncertainties pose several challenges for these health-tech enterprises at macro-meso-micro level, influencing their business circumstances and profitability. The current study aims to comprehend the macro-, meso- and micro-level barriers that make it difficult for enterprises to set up healthcare technology start-ups. The study also observed the perceived effect of these challenges on firms' performance and cost structure over time. Using the theory of behaviour under uncertainty, the study revealed multiple systemic, sector-related, human and implementation barriers that hinder business growth and lead to uncertainties for health-tech start-ups.Design/methodology/approachUsing a grounded theory approach, the study collected the views of 51 health tech start-ups in the UK using an online participants pool. The data was collected using qualitative data techniques in the form of open-ended essays, and a content analysis using thematic coding process was conducted. The questions centered around the different institutional uncertainties or barriers while setting up or running a healthcare start-up.FindingsThe study revealed several macro-, meso- and micro-level barriers these technology-based enterprises perceive in the healthcare industry. These are recognised as systemic barriers, such as lack of funding and procedural issues; sector-related barriers, such as market-related impediments; human barriers, including psychological barriers and resistance to new technology; and implementation barriers, such as operational and personnel issues.Research limitations/implicationsThe study used qualitative, open-ended essay techniques to collect the data. Future studies may use a mixed-methods approach to provide holistic insights. The study is conducted in a single developed country, the UK. Future work may expand these findings by comparing developed market challenges with those of emerging markets and by assessing the viewpoints of healthcare start-ups.Practical implicationsThis research will assist the healthcare sector and government understand health tech start-up hurdles and uncertainty. Policymakers must assist start-ups and encourage entrepreneurial innovation. Regulating and enabling policies will help. The paper examines start-ups' macro, meso and micro uncertainties. Policymakers promoting sector entrepreneurship must consider these barriers while designing policy guidelines.Originality/valueThe study contributes to the existing literature on technology start-ups, particularly in the healthcare industry, and identifies significant barriers these start-ups face. The study synthesizes research on health-tech start-up uncertainty and bridges the gap between theory and practice by applying empirical findings.

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Modelling and analysing the enablers of digital resilience for small and medium enterprises

Cited by 14 publications

References 72 publications

Revolutionizing Batik: How Fintech Empowers Malang's MSMEs for Economic Growth

Revolutionizing Batik: How Fintech Empowers Malang's MSMEs for Economic Growth

Service Mechanism for the Cloud–Edge Collaboration System Considering Quality of Experience in the Digital Economy Era: An Evolutionary Game Approach

Unravelling barriers in high-tech technology start-ups: practical insights and solutions for healthcare enterprises

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