Mobile phones for financial inclusion: What explains the diffusion of mobile money innovations?

Lashitew, Addisu A.; Tulder, Rob van; Liasse, Yann

doi:10.1016/j.respol.2018.12.010

Cited by 218 publications

(266 citation statements)

References 42 publications

Supporting

Mentioning

219

Contrasting

Unclassified

Order By: Relevance

“…At the same time, some other researchers study the responses of economic variables or society factors to financial inclusion. However, exploring the behaviors of financial inclusion is of equal importance under the shock of circumstance (Ageme et al, 2018;Lawal et al, 2018;Fontin et al, 2019;Ghosh, 2019;Lashiitew et al, 2019) [44][45][46][47][48]. It can provide references for policy making by understanding and further optimizing the circumstance of financial inclusion.…”

Section: Discussionmentioning

confidence: 99%

The Sustainable Development of Financial Inclusion: How Can Monetary Policy and Economic Fundamental Interact with It Effectively?

Yin

Chen

et al. 2019

Sustainability

View full text Add to dashboard Cite

It is necessary to analyze the relationship between financial inclusion and circumstances-monetary policy and economic fundamentals, which has a practical reference value for policy makers. This paper studies the impact of the circumstances on financial inclusion factors by using a vector autoregressive method. Empirical results show that monetary policy has a short-term positive impact on financial inclusion factors, while the economic fundamental has the opposite, which means that the positive monetary policy promote the development of financial inclusion in the short term and the sudden change of the economic situation will make it harder. Based on the data of the World Bank and the situation of China, we make an analysis and comparison of the empirical results, and draw two implications: first, the sustainable development of financial inclusion needs a suitable circumstance; second, the appropriate coordination and mutual facilitation of economic fundamentals and finance is conducive to the sustainable development of financial inclusion.

show abstract

Section: Discussionmentioning

confidence: 99%

The Sustainable Development of Financial Inclusion: How Can Monetary Policy and Economic Fundamental Interact with It Effectively?

Yin

Chen

et al. 2019

Sustainability

View full text Add to dashboard Cite

show abstract

“…Last but not least, an effective, supportive regulatory framework for the mobile currency seems to be a key success factor. The greatest determinant of the practical development of mobile money systems worldwide is successful collaboration between the provider and the regulatory authorities (Lashitew et al, 2019). This has been the case for Kenya's M-Pesa system, where the provider of the mobile money system (Safaricom -a telecommunication company) and the nation's Central Bank have liaised closely and have a good working relationship.…”

Section: Section 4: Discussionmentioning

confidence: 99%

“…By the end of 2015, mobile money services had been offered in 93 countries (Suri, 2017). Africa has by far and away the highest adoption rate for mobile money in the world (Lashitew et al, 2019). At first sight, Africa's massive, pioneering adoption of mobile money is surprising given that new technologies usually spring up in advanced countries and only spread to the developing nations later on.…”

Section: Section 22: Exploring Complementary and Community Currenciementioning

confidence: 99%

The Potential for Community and Complementary Currencies (CCs) to Enhance Human Aspects of Economic Exchange

Reppas

Muschert

2019

Dig.

View full text Add to dashboard Cite

This article explores the potential for Community and Complementary Currency (CC) use to enhance human aspects of economic exchange. As far back as Aristotle, social thinkers have expressed concern that the pursuit of profit for its own sake leads to the dehumanization of those participating in economic relations, a concern which was echoed in the work of foundational thinkers in the modern Social Sciences, for example Karl Marx and Max Weber. This article probes the scope of CC use to alleviate such dehumanization, situated within this broader social context of contemporary global Capitalism. Beginning with a review of the types of CCs, this paper considers the objectives and goals of CCs worldwide. Indeed, there is room for optimism that CCs may ease negative aspects of traditional financial exchange by serving those on the fringes of and/or excluded from formal economies, and without necessarily competing with public or private traditional banking institutions. The paper concludes with reflections on the key aspects of CCs aiding their successful implementation and sustainable use. Although this paper is conceptual in nature, it offers a meta-analysis from many case studies of CCs, and suggests that CCs can be an effective tool for lessening some of the harmful impacts of the dominant economic relations found in today’s globalized world.

show abstract

“…We cannot locate at the scientific literature a complete money characteristics list therefore we combined various sources. According to various sources money has four, six, seven characteristics (Schwarz, 2011;Renneboog, 2011;Thomas, 2010;Lashitew, 2019;Singh, 2019). We migrated Monetary, Banking and AML worlds and we chose 12 money attributes.…”

Section: Simple Electrum Use and Forensicsmentioning

confidence: 99%

ELECTRUM-G, A Tangible Coin Actualization Schema: Patents for Casting, Forensics and Trade Options

Zisopoulos

Spinthiropoulos

Georganakis

2020

BER

View full text Add to dashboard Cite

Our interdisciplinary research concluded with a new member of the ancient Electrum family of golden coins: the ELECTRUM-G coin. It is golden representing an actual value with metal abnormalities to give a universal traceable RID and a modern engravement and other forgery fighting attributes and associated electronics. Other ELECTRUM-G characteristics are ; A tangible item with the form of a coin or sphere; there is a coin engravement with a QR code pointing the Electrum Ecosystem (www.electrum.gr). Four different patents are prepared for the project needs: a unique QR code stamping; a RID code casting; a two-layer gold foundry with RID intermediate layer; and a professional electronics simple spectrometer to read and report the RID code. Two Electrum narrative examples are given for ELECTRUM-G use and forensics, a nouvelle with the happy Electrum traveler and the lyrics of a song defining the “thin line between love and hate”. Finally, as inspired scientists we reverse the ELECTRUM Universe with an old story of “Stop RFID” and the beast (665+1) endangerment. Our research and product headlines faced also two contradictory intra-co-operating design aspects: the personal interest of the Electrum-G coin owner and the Public interest of civil and national security.

show abstract

Mobile phones for financial inclusion: What explains the diffusion of mobile money innovations?

Cited by 218 publications

References 42 publications

The Sustainable Development of Financial Inclusion: How Can Monetary Policy and Economic Fundamental Interact with It Effectively?

The Sustainable Development of Financial Inclusion: How Can Monetary Policy and Economic Fundamental Interact with It Effectively?

The Potential for Community and Complementary Currencies (CCs) to Enhance Human Aspects of Economic Exchange

ELECTRUM-G, A Tangible Coin Actualization Schema: Patents for Casting, Forensics and Trade Options

Contact Info

Product

Resources

About