Abstract:This paper investigates the impact of mobile money access on informal businesses in Sub-Saharan Africa. While mobile money can improve business performance and facilitate transactions, it may also enable labor informality. I examine this trade-off by studying solo entrepreneurs and small business owners in Kenya, Nigeria, Tanzania, and Uganda between 2013–2015. Leveraging changes in cellular coverage as a natural experiment, I employ a fuzzy spatial regression discontinuity design to analyze the impact of mobi… Show more
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