Mobile Money and Financial Inclusion in Sub-Saharan Africa: the Moderating Role of Social Networks

Drivers of Growth in Fast Emerging Economies: A Dynamic Instrumental Quantile Approach to Real Output and Its Rates of Growth in BRICS and Mint Countries, 2001-2011

“…This finding is surprising, given that infrastructure is proxied by mobile phone penetration. Accordingly, mobile telephony has been documented to be substantially driving growth in developing countries (Sridhar & Sridhar, 2007, p. 37;Afutu-Kotey et al, 2017;Bongomin et al, 2018;Gosavi, 2017;Hubani & Wiese, 2017;Isszhaku & Wiese, 2017;Minkoua Nzie et al, 2017;Muthinja & Chipeta, 2017). It is also important to take into account the limitations of this indicator as seen in the Annexure.…”

Recipes for Programmable Money

“…Vyas et al 's ethnographic study of household finances [42] for instance, noted the "artful and creative ways people incorporate their social lives into financial activities". The work of Kaye, Vyas and Vines [15,[40][41][42] among others working across cultural contexts [2,17,23] also highlights how new technologies can often flatten out or overlook many of these important distinctions and nuances in how money is actually used. Zelizer [45] offers a conceptual framing for such reflections.…”

Through the Theory of Planned Behaviour (TPB) for Extended Model of Entrepreneurs Intentions to Involve in Halal Industry

“…In supporting bumiputera businesses particularly in the field of halal business, government support gained through strong connections and rapid interactions with SME entrepreneurs is important. Therefore [25], and [30] argue that as SMEs entrepreneurs in developing and industrial developed economies continue being the backbone of economic growth as well as of equitable development, government needs to support their survival, growth and performance. The World Bank Group (2013) [42] shows that government assistance of support to cut transaction expenses can boost entrepreneurial intentions of SMEs survival and development [30].…”

“…Therefore [25], and [30] argue that as SMEs entrepreneurs in developing and industrial developed economies continue being the backbone of economic growth as well as of equitable development, government needs to support their survival, growth and performance. The World Bank Group (2013) [42] shows that government assistance of support to cut transaction expenses can boost entrepreneurial intentions of SMEs survival and development [30]. Moreover, direct financial intervention by providing subsidized credit and government re-financing programs to loan at below market rates for target SMEs entrepreneurs can also reduce business costs, stimulate Through the Theory of Planned Behaviour (TPB) for Extended Model of Entrepreneurs Intentions to Involve in Halal Industry entrepreneurship, reduce poverty, reduce income inequality, and stimulate economic growth.…”