Mobile Coverage and its Impact on Digital Financial Services

Perlman, Leon; Wechsler, Michael E.

doi:10.2139/ssrn.3370669

Cited by 9 publications

(11 citation statements)

References 13 publications

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“…According to a study by the Communications Authority of Kenya (2018) indicated that 87% of the total population are active mobile users. This is attributed to the market bulge of affordable gadgets (Perlman and Wechsler, 2019). The upsurge has created an opportunity for harnessing the power of technology in improving healthcare delivery.…”

Section: Existing Methods Used To Integrate Mobile Wearable Devices and Cloud Computing In Health Carementioning

confidence: 99%

Integration of Smart Wearable Devices and Cloud Computing in the Kenyan Public Health Care System

2021

IKM

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The utilization of smart wearable devices and cloud computing in the Kenyan public health care system will facilitate real-time patient monitoring and management. The shortage of certified healthcare professionals and the limited access to quality specialized care for individuals in remote settings has prompted the adoption of wearable devices and cloud computing strategies in Kenya. However, there lacks a clear framework design of integrating the technologies in the public health sector. This article evaluates the current status of healthcare systems in Kenya. It also investigates the existing mobile health and cloud computing services in the country while evaluating the main legal concerns inherent to the utilization of the technologies. The document further outlines a framework design for a mobile application named GB Health. The application incorporates cloud computing and smart wearable devices in the Kenyan public health care system. The design will enhance workflow and patient outcomes in the sector.

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Section: Existing Methods Used To Integrate Mobile Wearable Devices and Cloud Computing In Health Carementioning

confidence: 99%

Integration of Smart Wearable Devices and Cloud Computing in the Kenyan Public Health Care System

2021

IKM

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“…This is because user interfaces (UIs) to access DFS are said to be highly influenced by the type of mobile coverage provided since DFS is defined as the financial services accessible via mobile phone. However, a major challenge could be seen in many DFS-focused countries as most of the mobile coverage offered in rural areas is mainly characterized by low speed 'second generation' (2G) 'narrowband' technologies, for example Uganda and Rwanda (Perlman & Wechsler, 2019).…”

Section: Why Financial Excluded Population Still Exists?mentioning

confidence: 99%

Mobile Money Agent Network: Key Towards Digital Financial Inclusion

Goh¹,

Mah²,

Chay³

2023

Proceedings of the 10th International Conference on Business, Accounting, Finance and Economics (BAFE 2022)

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As the world advances towards digital empowerment, unbanked and underbanked individuals still exist. Therefore, this study is conducted to investigate the key digital-focused determinants that aid in boosting Digital Financial Inclusion (DFI) among emerging countries. By zooming into 45 Emerging Market and Developing Economies (EMDE) countries, quantile regression is executed to validate the variables in explaining DFI, and our findings suggested that mobile money agent is the main contributor for developing countries in achieving high DFI index, followed by digital connectivity. In short, our research could contribute to enhancing the current financial development blueprint by setting the right direction for policymakers and financial service providers to innovate the suitable digital financial products and services in the near future.

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“…For the EIB (EIB 2017), inclusion through digitalization can help accommodate the needs of disadvantaged populations, including women and rural people. And, when studying the impact of telephone coverage on access to DFS, Perlman & Wechsler (2019) concluded that mobile money is a key determinant of access to financial services in rural areas.…”

Section: Ii2 Digitalization and Financial Inclusion In Africamentioning

confidence: 99%

Digitalization and Financial Inclusion in Africa

FIGUET¹,

KERE²

2022

JIMBF

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The ineffectiveness of economic development policies over the past few years has been largely due to the exclusion of the population from participating in wealth creation. This is probably the main source of income inequality. To remedy this problem and bridge the gap, technological innovation and financial digitalization are effective tools for development actors. This paper aims to assess the impact of the digitalization of financial services on financial inclusion using panel data from 48 African countries over the 2011- 2017 period. Our results show that mobile money and digital payments have a positive and significant impact on bank account penetration, access to credit and savings mobilization. However, the digital inclusion process is hampered in many countries by the dearth of Internet servers, the lack of infrastructure and lengthy administrative procedures.

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Mobile Coverage and its Impact on Digital Financial Services

Cited by 9 publications

References 13 publications

Integration of Smart Wearable Devices and Cloud Computing in the Kenyan Public Health Care System

Integration of Smart Wearable Devices and Cloud Computing in the Kenyan Public Health Care System

Mobile Money Agent Network: Key Towards Digital Financial Inclusion

Digitalization and Financial Inclusion in Africa

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