Background: Heavy-ion fusion reactions at energies near the Coulomb barrier are influenced by couplings between the relative motion and nuclear intrinsic degrees of freedom of the colliding nuclei. The time-dependent Hartree-Fock (TDHF) theory, incorporating the couplings at the meanfield level, as well as the coupled-channels (CC) method are standard approaches to describe low energy nuclear reactions. Purpose: To investigate the effect of couplings to inelastic and transfer channels on the fusion cross sections for the reactions 40 Ca+ 58 Ni and 40 Ca+ 64 Ni. Methods: Fusion cross sections around and below the Coulomb barrier have been obtained from coupled-channels (CC) calculations, using the bare nucleus-nucleus potential calculated with the frozen Hartree-Fock method and coupling parameters taken from known nuclear structure data. The fusion thresholds and neutron transfer probabilities have been calculated with the TDHF method.