“…The selection of control variables is drawn from existing studies on smartphone use (Min et al, 2020; Zheng & Ma, 2021), off‐farm work (de Brauw, Kramer, & Murphy, 2021; Rajkhowa & Qaim, 2022a), and women's decision‐making power (Anik & Rahman, 2020; De Brauw, Gilligan, Hoddinott, & Roy, 2014; Dohmwirth & Liu, 2020; Zheng & Lu, 2021). Specifically, we include individual characteristics, such as age, education level, and health status of wives and their husbands; household‐ and farm‐level characteristics, including family size, elderly dependency ratio, children dependency ratio, farm size, and asset ownership; and locational factors, comprising distance to credit source, distance to the bus station, and provincial dummies.…”