Middle-Aged and Elderly Finnish Households Considering Moving, Their Preferences, and Potential Downsizing Amidst Changing Life Course and Housing Career

Gibler, Karen M.; Tyvimaa, Tanja

doi:10.1080/02763893.2015.1055029

Cited by 10 publications

(4 citation statements)

References 27 publications

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“…As is often the case in many areas of housing research, the current literature discourse has mostly focused on situations or case studies in West European countries (Costa-Font et al, 2010 for Spain; De Decker and Dewilde, 2010 for Belgium; Fahey, 2003 for Ireland; Gibler and Tyvimaa, 2015 for Finland; Haurin and Moulton, 2017 for the United States and European Union (EU); Herbers et al, 2014 for Denmark, Sweden and the Netherlands; Leviton, 2001 for the United States; Ong et al, 2013 for Australia and the United Kingdom; Ong et al, 2015 for Australia; Parkinson et al, 2009 for Australia and Britain; Sherraden, 1991 for the United States; Toussaint, 2013 for the Netherlands; Toussaint and Elsinga, 2009; Ronald, 2015 for the United Kingdom), with some rare publications also on East Asia (Chou et al, 2006; Hirayama, 2010; Ronald and Doling, 2012; Yoo and Koo, 2008). However, the post-socialist countries of Central and Eastern Europe (CEE) have, this far, been only minimally included in the academic discourse on the subject.…”

Section: Introductionmentioning

confidence: 99%

Asset-based welfare: Is housing equity release a viable option for pensioners in Slovenia

Sendi

Hrast

Kerbler

2018

Journal of European Social Policy

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The transformations in the welfare state regimes that have occurred globally, over the last three decades or so, have seriously affected the capacity of states to sustain the previous levels of social care and protection. These changes, already being manifested, inter alia, in trends in declining earnings of pensioners have inspired some researchers in this field to explore alternative ways of mitigating their impact on the well-being of the elderly during the retirement period. One of the theories that has been advanced to this effect is the so-called asset-based welfare concept which suggests that the wealth accumulated by people in the form of housing assets presents a financial reservoir that may serve as a source of income for pensioners in time of need. To address these issues, a variety of mechanisms have been developed and presented as ‘equity release products’ that may be used by senior homeowners to improve their living situation. This article contributes to the debate from the perspective of a country in Central and Eastern Europe (CEE), a region that has been rarely included in the scholarly discourse on the topic. While there might have been some level of success in the implementation of these instruments in some countries, the survey findings presented and discussed in this article show that Slovenian elderly homeowners strongly reject all the equity release products that were presented to them as potential options for alleviating financial hardship in old age. These findings lead us to the conclusion that it is highly unlikely that Slovenian elderly homeowners would ever accept and exploit, at any meaningful level of uptake, the investigated equity release mechanisms.

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Section: Introductionmentioning

confidence: 99%

Asset-based welfare: Is housing equity release a viable option for pensioners in Slovenia

Sendi

Hrast

Kerbler

2018

Journal of European Social Policy

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“…These are the objective factors that are believed to influence how an individual evaluates the appropriateness of a residential environment. According to Gibler and Tyvimaa [63], these objective attributes are then translated into subjective interpretations that determine the personal degree of housing and residential satisfaction. Satisfaction is, in this case, understood to indicate agreement between the actual and desired housing attributes.…”

Section: Theoretical Backgroundmentioning

confidence: 99%

Housing Satisfaction: A Comparison between Post-Second World War Large Housing Estates and Post-Socialist Multifamily Residential Neighbourhoods in Slovenia

Sendi,

Šeme,

Kerbler

2023

Sustainability

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As a reaction to the critical writings of urban sociologists regarding the quality of post-Second World War large housing estates (monotonous architectural design, cheap/poor quality building materials, high building density, minimum dwelling sizes, overcrowding, etc.), fewer problematic types of mass housing neighbourhoods started to emerge, first in Western European countries in the 1970s, and later in Eastern European countries after they abandoned the planned economy system of the communist era and adopted the market economy system. One of the major concerns often raised in this regard is that, due to a variety of negative aspects associated with post-WWII housing estates, these neighbourhoods may eventually end up as concentrations of low-income households, after the more affluent residents relocate to the more attractive, less problematic residential neighbourhoods. Such developments are, understandably, undesirable. This concern inherently assumes that the inhabitants of post-WWII housing estates are not satisfied with their housing and are, as a result, expected to move away, as soon as they can. This hypothesis presents the focus of discussion in this paper. We examine its validity with the help of the findings of a comparative study between post-WII large housing estates and post-socialist multifamily residential neighbourhoods that was conducted in Slovenia in 2021. Contrary to the hypothetical assumptions, our analyses of the research results reveal that the inhabitants of post-WWII large housing estates are (a) generally quite satisfied with their dwellings and residential neighbourhood and that (b) a large majority of them have no intention to move. Understanding people’s satisfaction with their housing circumstances requires a complex analysis of their attitudes that goes beyond surface-level observations and encompasses a broader range of psychological and social influences on housing choices, suggesting the need to incorporate these aspects into future research. The consideration of these aspects is essential in order to ensure the longer-term sustainability of post-WWII large housing estates.

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“…According to research conducted in 2016, many elderly persons remain in their homes longer than younger persons who need to work and thus have a higher requirement to move [58]. However, the elderly may consider downsizing if smaller housing is associated with better facilities, proximity to shopping areas, transportation, better household design [59,60], or a desire to live closer to familiar neighbors and relatives. This implies that intergenerational housing may be suitable for the elderly population [61].…”

Section: Ageing-in-place Facilitiesmentioning

confidence: 99%

Exploring the Market Requirements for Smart and Traditional Ageing Housing Units: A Mixed Methods Approach

Miao

Abankwa

et al. 2022

Smart Cities

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The world’s population is getting older these days. Frailty, a gerontologic health condition associated with ageing, has serious consequences. One crucial remedy for the elderly population is the development of ageing-in-place infrastructures. To better understand the market requirements for ageing housing units, the causes of downsizing and the governmental measures to ameliorate the situation, face-to-face in-depth individual and focus group interviews were conducted in this study. Elderly residents of two significant ageing-in-place institutions in Hong Kong, along with their caregivers, were interviewed. The method of methodological triangulation was used to combine interviews, records, and communication tools to increase the reliability and trustworthiness of the findings. The provision of facilities for the elderly has successfully established a pathway for creating and making housing spaces available to families who need larger homes, while the elderly typically downsize from larger homes and relieve their financial needs. It is also found that a digital divide exists; some respondents suggested that they do not know about computers and do not use smart facilities in their homes.

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Middle-Aged and Elderly Finnish Households Considering Moving, Their Preferences, and Potential Downsizing Amidst Changing Life Course and Housing Career

Cited by 10 publications

References 27 publications

Asset-based welfare: Is housing equity release a viable option for pensioners in Slovenia

Asset-based welfare: Is housing equity release a viable option for pensioners in Slovenia

Housing Satisfaction: A Comparison between Post-Second World War Large Housing Estates and Post-Socialist Multifamily Residential Neighbourhoods in Slovenia

Exploring the Market Requirements for Smart and Traditional Ageing Housing Units: A Mixed Methods Approach

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