Abstract:For the last two decades, microfinance has ranked high on the list of policy instruments for fighting poverty. Supporting the creation of access to formal financial services for lowincome households holds out the promise of improving the living conditions of poor families and fostering economic development. Furthermore, it is claimed to be a very costeffective approach because some non-governmental organizations ( NGOs) that have been upscaled into microbanks have shown that financial services can be offered t… Show more
“…2004;Terberger 2013). Z opisywanych terenów znane są tylko pojedyncze punkty osadnicze łączone z epigrawetienem bądź też z jednostką taksonomiczną określaną jako grubgrabien, względnie kašovien (Terberger 2003;2013;Svoboda, Novak 2004).…”
“…2004;Terberger 2013). Z opisywanych terenów znane są tylko pojedyncze punkty osadnicze łączone z epigrawetienem bądź też z jednostką taksonomiczną określaną jako grubgrabien, względnie kašovien (Terberger 2003;2013;Svoboda, Novak 2004).…”
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