Microfinance, financial inclusion and ICT: Implications for poverty and inequality

Mushtaq, Rizwan; Bruneau, Catherine

doi:10.1016/j.techsoc.2019.101154

Cited by 240 publications

(170 citation statements)

References 43 publications

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“…We take into account the fact whether a respondent has a mobile phone, reflecting the familiarity with technology. The coefficient on this variable is positive and statistically significant with a point estimate ranging from 0.25 to 0.32, so that individuals having mobile are 25–32 per cent more likely to be financially included, consistent with prior research (Andrianaivo & Kpodar, 2012; Fanta & Makina, 2016; Jack & Suri, 2014; Mushtaq & Burneau, 2019).…”

Section: Resultssupporting

confidence: 82%

Financial Inclusion in India: Does Distance Matter?

Ghosh

2020

South Asia Economic Journal

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Employing a novel district-level survey data for India, the study investigates the impact of distance on financial inclusion. Using advanced econometric techniques, the findings indicate that distance primarily dampens the use of bank accounts as compared with access. These results are robust irrespective of whether distance is measured in terms of the time taken to reach the banking infrastructure or physical distance. These results are robust to a wide battery of robustness checks. The analysis suggests the need for policy strategies that can address the tyranny of distance towards achieving the financial inclusion goal.

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Section: Resultssupporting

confidence: 82%

Financial Inclusion in India: Does Distance Matter?

Ghosh

2020

South Asia Economic Journal

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“…According to Marinho et al (2017), a significant inverse relationship between public investment in infrastructure and poverty was confirmed. Information and communication technologies can effectively boost financial inclusion and help poverty reduction (Mushtaq & Bruneau, 2019). Also, Cruz and Ahmed (2018) argued that the poorest countries are going through age-structure changes that maybe generate development, and the increase in the proportion of the working-age population plays a crucial role in promoting poverty reduction.…”

Section: Background and Related Literaturementioning

confidence: 99%

The impact of poverty cycles on economic research: evidence from econometric analysis

Qin

Wang

et al. 2020

Economic Research-Ekonomska Istraživanja

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Poverty is a global problem, and fighting it is a historical task faced by humanity. The outbreak of poverty crises has a certain cyclicality, and the development of economic research may react to poverty cycles. To validate this view, we take the United States as an empirical example and establish a quantitative research architecture based on the bibliometrics and econometrics. In the first place, we conduct a bibliometric analysis of selected search terms relevant to poverty cycles. After that, the time-series data in the actual economy are collected for reflecting the trends and fluctuations in economic activity affected by poverty cycles. Meanwhile, with both bibliometric and economic data, a detrending measure via the band-pass (BP) filter is performed to estimate cycles. Finally, the Granger causality tests are implemented to explore the interaction between poverty cycles and economic research directly. As a supplement, this paper also provides a quantitative evaluation analysis, namely impulse-response functions, to investigate the influence of economic variables on bibliometric ones. The final results show there indeed exists an impact of poverty cycles in economic activity on relevant discussions in the scientific literature.

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“…Ashenafi and Makina [22] using cross-sectional data of 168 countries, of which 48 African countries over the period 2012-2017, found that technology is fostering both access to and use of financial services. Mushtaq and Bruneau [17] through a panel dataset of 62 countries between 2001-2012, found by using S-GMM estimator's that ICT diffusion boosts financial inclusion, helping in reaching out the poor in a number of ways, by ebanking, mobile-banking and mobile ATMs. It also helps access to timely and cheap information and better connectivity with micro loan officers.…”

Section: Specific Literature Reviewmentioning

confidence: 99%

“…The rapid diffusion of ICT plays as one key driver of financial inclusion through the technological innovation channel since it contributes to innovation and to the development of new products and processes. Although the impact of ICT is little investigated a consensus remains in the literature Mushtaq and Bruneau [17] found that ICT diffusion boosts financial inclusion.…”

Section: Introductionmentioning

confidence: 99%

Does ICT Diffusion Improve Financial Inclusion in Africa?

Richard

2020

JEMT

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This article examines the effects of Information and Communication Technologies (ICT) diffusion on financial inclusion from a sample of 52 African countries. We specify and estimate a panel data model by Ordinary Least Squares (OLS) over the period 2006-2019, based on the different approaches of financial inclusion. Our results show that, ICT diffusion increases financial inclusion as well as penetration, accessibility and use of financial services in Africa. We suggest policies to promote ICT infrastructure to stimulate financial inclusion by promoting digital finance.

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Microfinance, financial inclusion and ICT: Implications for poverty and inequality

Cited by 240 publications

References 43 publications

Financial Inclusion in India: Does Distance Matter?

Financial Inclusion in India: Does Distance Matter?

The impact of poverty cycles on economic research: evidence from econometric analysis

Does ICT Diffusion Improve Financial Inclusion in Africa?

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